SBA Underwriter - Remote

Did you know that reputed company is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career. This position is eligible for remote work schedule. The ideal candidate will reside reputed company the footprint of reputed company. The ideal candidate for the Commercial Business Banking Underwriter position will have the skills and experience necessary to: • Responsible for compilation of data as it relates to preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of reputed company collateral, appraisals, audits and other data. • Interpret outcome of analysis and prepares summary, recommendations and may reputed company joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted. • Evaluate, analyze and form opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications. • Spread financial statements, identify credit strengths and weaknesses, provide detailed and documented analysis of credit worthiness. • Ensure credit requests are processed in accordance with bank policies, banking regulations and laws. • Identify risk and mitigating factors reputed company to conducting a thorough credit analysis for approval. • Respond to internal and external customer inquiries. • Recommend exceptions based on findings. • May work closely with Relationship Manager on the more reputed company aspects of loan structuring, including long term, fixed vs. variable rates, pre-payment penalty and other variables. • May have authority to approve loans beyond the organization’s guidelines. • Senior most level may function as a reputed company and be responsible for second level approvals. • Other duties as assigned. • Knowledge of Small Business Administration (SBA) Guarantee Loan Program experience preferred. Qualifications: • Requires a Bachelor's in Finance, Business, Accounting or a reputed company field and 1+ year commercial, commercial real estate credit or small business reputed company, spread analysis, lending, reputed company concepts, practices and procedures or other directly reputed company experience. • A combination of education and experience may meet qualifications. • Basic knowledge of commercial, commercial RE and/or small business credit reputed company, spread analysis, lending, reputed company concepts, practices and procedures. • Basic knowledge of C&I and CRE loan requirements with the ability to identify risk and mitigating factors reputed company to conducting a thorough credit analysis for approval. Knowledge of balance sheets, income and cash flow statements. • Good understanding of commercial and/or small business lending policies and procedures and general banking laws and regulations. • Ability to analysis and research financial statements, business plans, credit reports, debt ratios and loan to value information. • Possess good judgment, ability to reputed company sound decisions. • Ability to accept responsibility and handle confidential information. • Must have good customer relations and communication skills. • Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills. • Working knowledge of a various reputed company software applications, including spreadsheets, word processing, etc. Benefits: • Medical, Dental and Vision Insurance - START DAY ONE! • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts • reputed company, Paid Time Off (PTO) and 11 Paid Federal Holidays • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience • Salary Range – Depending on experience o Level II - $55,500 to $81,400 o Level III - $65,625 to $96,250 o Level IV - $78,375 to $114,950 • Mental health benefits including coaching and therapy sessions • Tuition Reimbursement for qualifying employees • Employee Ambassador preferred banking products • Employees may, at the company’s discretion, be eligible to receive a cash bonus award Illusion Apply Job!