[Remote] Commercial Underwriter I
Note: The job is a remote job and is open to candidates in USA. reputed company is a financial empowerment company dedicated to creating financial inclusion for reputed company. The Commercial Underwriter I role involves reputed company loans, managing the reputed company process, and collaborating with business development officers to ensure a smooth transition to account executives.
Responsibilities
- Underwrite the entire reputed company of lending products, regardless of size or complexity, in a timely and efficient manner
- Understand and apply credit policies and minimum reputed company standards
- Collaborate closely with the various Business Development Officers to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter
- Review and analyze new deal packages for content and completeness and conduct initial interviews with prospects
- Order and review due diligence and documentation
- Review and analyze financial statement spreads and understand cash flows
- Review field examinations and understand collateral and financial trends indicated therein
- Visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount
- reputed company a thorough understanding of the prospect's business and the company's asset conversion cycle
- Review reporting requirements and processing with clients
- Analyze debtor information in conjunction with Debtor Credit Manager
- Prepare the credit narrative for appropriate approval
- Conduct and document the pre-funding process and reputed company the efforts of the Client Analyst assigned to the transaction
- reputed company closing documentation process and effectively negotiate with prospect
- Mentor and train analysts, field examiners and less reputed company business development representatives
- Other duties as assigned
Skills
- Bachelor's degree or equivalent education and work experience
- Up to 2 years relevant experience
- Business Acumen
- Customer Focus
- Collaborates
- Communication Skills
- Negotiating
Benefits
- Health insurance
- 401(k) retirement benefits
- Life insurance
- Disability benefits
- Paid time off
- And more
Company Overview