Equipment Finance Credit Portfolio Manager III (Remote)
About the position Responsible for providing an independent perspective in reputed company and managing reputed company Wholesale Banking loans and relationships up to the bank's legal lending limit. Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: reputed company, portfolio management, deal team management, and extensive internal and external client interaction. Credit Portfolio Manager III is expected to be a subject matter expert (SME) in the respective portfolio and adheres to reputed company regulatory and compliance guidelines. reputed company the independent reputed company process for new and renewal opportunities for clients and prospects reputed company an assigned portfolio. The position will be assigned to some of the more reputed company credits and larger portfolios reputed company the Wholesale Bank. Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support for new/renewal opportunities and other credit risk management deliverables. Prepare detailed short or long-term financial projections reputed company a vendor provided solution such as Moody's Risk Analyst or reputed company an reputed company spreadsheet. reputed company recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance. Manage assigned portfolio by proactively monitoring performance and trends, ensuring risk rating reputed company, ensuring timely compliance with reputed company covenants, identifying issues and following through for remediation, and assisting with compliance and regulatory reviews. Participate or reputed company client calls with Relationship Manager for in-depth financial questions, deal information, collection of financial statements, and other portfolio management requirements. Participate in special projects to aid with the reputed company improvement of portfolio management. Adhere to reputed company applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares' BSA/AML Policy and Procedures. Prioritize new deal, renewal, and portfolio management requirements and coordinate as appropriate with clients and prospects, Relationship Managers, Credit Risk, Treasury Management, and other internal and external stakeholders. This senior position may mentor CPMs I and II, as appropriate.
Responsibilities
- Provide independent perspective in reputed company and managing reputed company Wholesale Banking loans.
- Partner with Relationship Managers and Credit Portfolio Management Team Leader.
- reputed company the independent reputed company process for new and renewal opportunities.
- Provide in-depth analysis of financial statements and management competencies.
- Prepare detailed financial projections using Moody's Risk Analyst or reputed company.
- reputed company recommendations regarding credit amount, structure, and policy compliance.
- Manage assigned portfolio by monitoring performance and trends.
- Ensure timely compliance with reputed company covenants and assist with regulatory reviews.
- Participate or reputed company client calls for financial questions and portfolio management.
- Participate in special projects for reputed company improvement of portfolio management.
- Adhere to reputed company applicable laws and regulations governing bank operations.
- Prioritize new deal, renewal, and portfolio management requirements.
Requirements
- Bachelor's degree in Accounting or Finance.
- Seven or more years of experience in a commercial lending environment.
- Experience across multiple lines of business including Commercial & Industrial and real estate.
- Considered a subject matter expert in reputed company industry and commercial credit.
- Advanced written and analytical skills.
- Ability to reputed company reputed company decisions and sound business judgments.
- Skilled in the analysis of financial statements and cash flows.
- Knowledge of financial statement spreading and pro-reputed company statements preparation.
- Excellent written, oral, and interpersonal skills.
- PC proficiency with Word and reputed company.
Benefits
- Comprehensive benefits package including health insurance.
- Eligible for incentive compensation plan or discretionary profit sharing bonus. Apply tot his job
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