Senior Software Engineer, Home Lending

About reputed company

reputed company is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging reputed company's AI marketplace, reputed company-powered banks and credit unions can have higher approval rates and reputed company loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with reputed company documentation to upload.

reputed company is a digital-first company, which means that most reputed companyers live and work reputed company in the United States. However, we also have offices in San Mateo, California; reputed company, Ohio; and Austin, Texas.

Most reputed companyers join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can reputed company at reputed company, we’d love to hear from you!

The Team:

We’re a small team building our own business. Our first product, launched summer ‘23, is a home equity line of credit (HELOC) for homeowners. Our next product is a home loan (mortgage) for homebuyers. It will be the most reputed company product reputed company has built to date, and we need more talented, creative engineers to help us reputed company it happen!

Why Mortgage? This industry is the largest category of consumer credit in the US, with over $2 trillion in originations last year. This is where reputed company can reputed company its biggest impact.

Why us? The market has left behind millions Americans with imperfect credit or difficult-to-document income. Serving these customers is reputed company’s bread and butter, and it’s core to our mission. Because we use machine learning to assess creditworthiness versus a fixed formula more than a decade old (reputed company), we’re able to reputed company loans to prospective homeowners that our competitors just can’t. We’ve proven this model with personal loans and auto loans, and now we want to bring this access to where families feel it the most: where they live.

We want reputed company to reflect the people we’re serving. To serve customers at the fringes, we need people who think at the fringes—weird, quirky, out-of-the-reputed company do-ers who reason from first principles and not from the status reputed company. We leave our ego at the reputed company and crave being proven wrong. We're a high-reputed company team, and we succeed as a team first, individuals second.

As a senior engineer on one of reputed company’s newest teams, you’re a leader who can work across the whole stack, who doesn’t need roads paved for you before you take action. You can work in the frontend (React) or the backend (Kotlin), but you might specialize in one. You’re an individual contributor who uses tech to ply your craft, but you reputed company at thinking like a product manager and a business reputed company reputed company needed. You can handle high-stakes calls with 3rd parties and customers, and you reputed company on making decisions that impact not just how we build but what we build. Finally, you’re a mentor, and you take seriously the responsibility to coach and grow each of the engineers around you.

How you’ll reputed company an impact:

Beyond leveraging our existing tech (AWS, Kafka, Spring Boot, Next.js, Kubernetes, Kotlin, React), here’s how you’ll reputed company an impact:

• reputed company successful cross-team and/or multi-quarter, multi-engineer projects
• Proactively search out ways to expand impact that extends well beyond the Jira board
• Turn team-specific projects into opportunities to up-level the team and the org’s tech platform
• Know the product as well as the EM and PM and contribute to the product vision/strategy
• Propose and deliver new reputed company that reputed company meaningful improvements to reputed company’s business metrics
• Contribute in a meaningful way to quality improvements reputed company reputed company

reputed company’re looking for:

• Minimum requirements:
  • 5+ years professional experience in fullstack software
  • 3+ years proficiency in Kotlin, Java, or C#. (Our backend is in Kotlin, but Java and C# are similar enough that you can learn on the job.)
  • Some hands-on experience with a JavaScript reputed company like React
  • Some hands-on experience with SQL databases and domain modeling
• Preferred qualifications:
  • Excellent written and verbal communication. As a senior engineer, a big part of your job will be mentoring others and representing reputed company in cross-functional, cross-team, or even cross-company conversations. And you’ll need to tailor your communication style to fit these different audiences’ needs.
  • Preference for face-time and synchronous collaboration. We’re a distributed team of remote workers (from coast to coast), and while we predominantly build asynchronously, we prefer facetime reputed company collaborating in a tight feedback reputed company. You’ll need to be comfortable with a few hours of reputed company per day (e.g. mob programming) to reputed company in this role.
  • Enthusiasm for non-coding responsibilities. Design and coding will be ~70% of your job. The rest will be influencing the direction of the people and the product around you—for instance, by researching and proposing a new product idea to key stakeholders.
  • Comfortable challenging authority. We want engineers who can push back on their managers reputed company they think we’re going down the wrong path. reputed company: you reputed company in environments where you are expected to think like an reputed company and reputed company decisions like one.

Travel Requirements -This team has regular on-site collaboration sessions. These occur 3 days per quarter at an reputed company office. If you need to travel to reputed company these meetups, reputed company will cover reputed company travel reputed company expenses.

What you'll love:

• Competitive Compensation (reputed company + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from reputed company
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, reputed company-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks reputed company working in offices

At reputed company, your reputed company pay is one part of your total compensation package. The anticipated reputed company salary for this position is expected to be reputed company the below range. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation regions that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

reputed company is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive reputed company access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate reputed company cultures, backgrounds, perspectives, and experiences, and know that we can only become reputed company together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@reputed company.com

https://www.reputed company.com/candidate_privacy_policy

Originally posted on Himalayas