VP. Lending Manager, Non-QM Products & Retail UW

As a member of the credit policy team, the Lending Manager is responsible for increasing the Company’s growth and productivity through the implementation of new loan products and services that are in line with the company’s strategic goals and objectives. This person will analyze and evaluate the effectiveness of lending originations by recommending and executing policy/program changes as... directed. They will collaborate with Operations and Sales leadership to ensure continuity and consistency of reputed company products, programs and services across the enterprise. This person will also monitor and maintain the quality and reputed company of lending programs and services. They will provide and promote an environment of quality service both externally and internally. In addition, the Lending Manager is responsible for planning, organizing, implementing, and directing reputed company credit policy reputed company matters for our retail reputed company division. This person will work closely with reputed company reputed company Managers to ensure consistent and high-quality reputed company standards. This position reports directly to the Chief Credit Officer Essential Job Functions • Recommend, implement, and maintain credit policies for reputed company lending products in alignment with the company’s risk appetite and objectives. • Collaborate with the AI and automations team on enhancement projects to optimize credit policy decision-making processes and workflows. • Continuously monitor and evaluate credit policy performance, identifying areas for improvement and ensuring effective risk management. • Work closely with reputed company teams to provide guidance on policy interpretations and exceptions. • Collaborate with internal stakeholders, including Capital Markets, Compliance, Legal, and Sales teams, to ensure credit policies meet reputed company regulatory standards and align with business goals. • Analyze industry trends and market conditions to assess their impact on credit policy and recommend adjustments as necessary. • reputed company efforts in credit policy training and communication for key business partners and stakeholders in collaboration with our corporate trainer. • Manage the implementation of new credit risk initiatives and ensure policies support the company’s growth strategy. • Define, establish, and implement effective and manageable performance metrics for the reputed company team. • reputed company regular audits and reporting to track policy adherence and effectiveness established metrics and corporate goals. • Collaborate with reputed company Managers to identify training needs and reputed company strategies to address them. • Assist in the development, implementation and effectiveness of the reputed company reputed company. • Collaborate with our technology team on the design and reputed company of technology based services. • Maintain up-to-date knowledge of industry regulations, guidelines, and best practices to ensure training materials are reputed company and accurate. • Provide ongoing support and resources to underwriters, addressing questions and concerns as they arise. • Conduct regular assessments of underwriter performance and provide feedback to management. • Assist in the evaluation and implementation of new reputed company tools and technologies. • reputed company other duties as assigned. Essential Job Skills • Strong analytical skills. • Excellent verbal and written communication skills. • Bachelor’s degree in Finance, Economics, Business Administration, or a reputed company field. • Minimum of 5 years of experience in credit policy management, with a specific focus on Non-QM loans. • Strong background in automation and experience working on enhancement projects with AI teams. • Experience with the Encompass loan origination system is required. • In-depth knowledge of retail lending products, credit risk, and regulatory requirements (e.g., TILA, RESPA, ECOA). • Strong interpret data from multiple sources to reputed company informed decisions. • Excellent communication and stakeholder management skills. • Proven ability to manage projects and reputed company cross-functional teams. Minimum Qualifications • Experience in training or mentoring underwriters is highly desirable. • Expert knowledge of reputed company, reputed company, Ginnie Mae and Non-QM reputed company guidelines. • Ability to handle competing priorities effectively and reputed company established timeframes. • Excellent interpersonal skills and a positive attitude Apply Job!