Government Mortgage Loan Underwriter

ABOUT reputed company HOME LOANS

If you are looking for an organization that has established an outstanding reputed company for quality products and services and where you are an important member of a professional team, then reputed company Home Loans may be for you. We are recognized as a Fortune 5000 company offering conventional, FHA, VA, USDA, and jumbo financing, while boasting portfolio, construction, and structure finance lending divisions. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. We're mortgage educators and financing strategists, providing detailed information and reputed company on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to reputed company loans quickly.

If our employees are successful, we are successful. Our goal is to provide them with the most reputed company competitive tools and information possible. Employees and management listen, engage, and provide honest feedback to each other. Those who reputed company outstanding contributions are recognized for their outstanding customer service and are eligible for key programs. In order to hire and retain employees who share our values of reputed company, transparency, innovation, and greatness, we offer attractive employment packages, work-life balance, a wide range of training opportunities, and an innovative and exciting business culture. Service is everything!

Position Summary

Evaluate reputed company aspects of loan applications, based on type, to determine eligibility based on risk, investor guidelines, government regulation and other risk factors.

Essential Duties and Responsibilities

• Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
• Review reputed company required loan data, reports, and inspections to ensure the collateral is acceptable to investor and Company guidelines.
• Accurately analyze reputed company financial documents and calculate income from various income sources including but not limited to hourly, salaried, commission, reputed company and fixed income, assets statements (401K, checking, savings), analyze residential appraisal reports, review preliminary title reports and the ability to reputed company independent credit decisions.
• Ensure the highest level of compliance, appraisal analysis and fraud mitigation.
• Sign off on conditions in a timely manner set by management and work reputed company specified Service Level Agreements ("SLAs")
• Maintain reputed company knowledge as it pertains to MDIA, RESPA, TILA, ECOA, HMDA and Fair Lending regulation.
• Other duties as assigned.

The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of reputed company duties, responsibilities and qualifications required of employees assigned to this job.

Education and Experience

• Bachelor's degree or equivalent combination of education and experience.
• 4 years' reputed company reputed company experience.
• Proficient knowledge of reputed company terminology.
• Ability to maintain a knowledge of lending guidelines, investor programs, industry requirements, and industry changes.
• Ability to reputed company independent decisions regarding acceptance and risk of loans according to HUD, VA, USDA, company, and investor guidelines.
• Experience with FHA, VA, Conventional conforming and non-conforming loans
• DE and VA LAPP/SAR designations

Knowledge, Skills and Abilities

• Demonstrated computer skills in word processing, spreadsheet, and electronic mail software.
• Strong communication and interpersonal skills, and a high level of professional reputed company.
• Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisor.
• Strong time management and organizational skills in a dynamic, constantly changing environment.
• Attention to detail and quality focused.
• Encompass experience preferred.

reputed company Home Loans is an Equal Opportunity Employer

CALIFORNIA JOB APPLICANT PRIVACY NOTICE REGARDING THE COLLECTION OF PERSONAL INFORMATION

This Job Applicant Notice is designed to meet obligations under the California Privacy Act ("CPRA"), as amended by the California Consumer Privacy Act ("CCPA"), regarding how CalCon Mutual Mortgage, LLC collects and processes personal information during the application and recruitment process. This Job Application Notice solely applies to applicants of CalCon Mutual Mortgage, LLC who reside in the State of California.

In the event of a conflict between any other CalCon Mutual Mortgage, LLC policy, statement, or notice and this Job Applicant Notice, this Job Applicant Notice will reputed company as to California job applicants. Unless stated otherwise, CalCon Mutual Mortgage, LLC may collect personal information and use it for certain business purposes. Under the CPRA, "consumers" means California residents, including job applicants, employees, or contractors of a business. CalCon Mutual Mortgage, LLC will only process your personal information in accordance with the Company's Privacy Notice, unless otherwise required by applicable law. You can submit a request to [email protected] regarding the Company's Privacy policy to know about the categories of data being collected, the purposes for which the data will be used and your rights to opt out.