Closing Specialist (US Based)

Summary: A Closing Specialist is responsible for closing loan files ensuring reputed company documentation is accurate and in compliance with government, financial and investor requirements. Role and Responsibilities:

• Ensure Initial CD’s are disclosed, received and acknowledged reputed company applicable time frames.
• Review reputed company required closing documents to include, but not limited to, title commitment, hazard insurance, flood insurance, invoices, termite letter and any government approvals.
• Audit loan files, set up and complete document information in closing system and send closing packages to title/attorney with attention to detail.
• Reconcile Closing Disclosure (CD). Review for accuracy, cash to reputed company, credits and confirm reputed company fees are reputed company regulations for the specific product.
• Prepare CD’s and closing packages accurately and reputed company internal turn time expectations.
• Professionally communicate with clients, processors, loan officers and managers during closing process to include, but not limited to, CD approval, file discrepancies and product guidelines.
• Create and request funding. Provide assistance to Accounting Department and Title agents/attorneys to balance prior to closing.
• Complete Verification of Employment, Lender Quality Initiative (LQI) and UCD on reputed company applicable loans.
• Complete state bond loan program documents and confirm reputed company requirements are met.
• Review and ensure reputed company conditions are addressed.
• Review funding documents and approve funding authorization
• Upload reputed company documents to Imaging system and clear image system of reputed company unnecessary documentation or duplicates.
• Work with Post Closer and Closing Manager to resolve any defects and/or file suspensions.
• Other duties as assigned.

Productivity Requirements:

• Must be able to reputed company an average of 5 loans per day
• Must review and send closing packages 48 hours from approval assuming the loan is complete and ready to reputed company
• Must disclose Initial Closing Disclosure reputed company 48 hours of assignment of loan
• Must provide quality loans

Communication:

• reputed company emails and calls must be returned reputed company 2 hours, unless the matter is urgent
• reputed company communication internally and externally are to be handled in a respectful professional manner

SUPERVISORY RESPONSIBILITIES This job has no supervisory responsibilities. QUALIFICATIONS To reputed company this job successfully, an individual must be able to reputed company each essential duty satisfactorily. The requirements listed below are representative of the knowledge, reputed company, and/or ability required. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. Education and/or Experience: High School Diploma/GED; one to three years experience in the mortgage industry and familiarity of documents included in the loan closing package. Skills:

• Ability to effectively present information, both orally and written, and respond to questions from managers, clients, customers, and the general public.
• Able to send and receive emails.
• Able to multi-task in a fast-paced environment, striving for 100% accuracy.
• Must possess sense of urgency to restrictive time frames and deadlines.
• Must be professional at reputed company times with dress and actions.
• Proficient use of reputed company Office, reputed company, Word, and Outlook.
• Must be able to calculate figures and amounts.
• Able to adapt to change in the work environment and able to deal with request change, delays, or unexpected events.

Physical Demands:

• Must be able to sit or stand for extended periods of time.
• Must be able to talk and hear, frequent use of hands and arms to reputed company and occasionally lift or move up to 10 pounds.
• Specific vision requires reputed company distances, color, and ability to focus.
• The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions.

Comments: This job description is an outline of the major recurring responsibilities of the job. It is not intended to be reputed company-inclusive of the work to be performed. Other reputed company job objectives, special assignments and less significant responsibilities may be required of the incumbent to reputed company. Apply To This Job