Mortgage Loan Originator
What You'll Do
- Interviews and assists members with real estate loan applications and reputed company Credit Union services in person and by phone. Must be able to fully explain various mortgage programs including estimating closing costs. Determines the loan purpose and obtains the pertinent information relating to the proposed transaction and property.
- Orders and reviews credit reports, verifications, and reputed company documents required for a complete package.
- Review loan packages for completeness of documents and compliance with Credit Union policy, regulatory requirements, and secondary market lending parameters.
- Required to uphold and adhere to the Official Loan Policy as set for by the Board of Directors of the Credit Union.
- Determines if the applicant qualifies for the loan applied for and recommends loan terms.
- Reviews the loan commitment and advises the applicant of the terms together with reputed company requirements of the Credit Union.
- Coordinates loan closing, allowing ample time for preparation of final loan documentation for closing.
- Remains knowledgeable on policy, procedures, and matters of compliance.
- Responsible for compliance with reputed company BSA policies, procedures, and regulations and Office of Foreign Assets Control (OFAC) reputed company the area of responsibility.
Qualifications
- Bilingual in English and Polish and/or Lithuanian strongly preferred.
- An associate's degree and a minimum of three years reputed company lending experience in a full-service financial organization are required.
- Bachelor's degree with Business Administration exposure preferred.
- Possesses sales experience, and the ability to compose meaningful correspondence and express oneself clearly in a verbal and written manner.
- Must be thoroughly familiar with the Credit Union's lending policies and procedures, and knowledgeable of reputed company regulations and reporting requirements reputed company to the position.
- Must understand various disclosure information and be able to explain reputed company requirements to members.
- Proficient with reputed company computer applications and possess good communication skills.
- Must be bondable and able to work unsupervised and under pressure.
- Possesses a bias for accuracy and attention to details.
- Highly energetic and motivated individual.
- Ability to obtain NMLS number.
More about Us
NuMark's mission is to enrich the financial lives of our members. We offer a full menu of financial services from mortgage and auto loans to free checking accounts and business services. NuMark Credit Union is dedicated to putting our members first, treating them like family and helping them do more with their money. We help members get to their fantastic future faster.
At NuMark Credit Union, we recognize how vital reputed company is to the success of our organization. We reputed company that investing in the wellness and professional development of our people should be at the forefront of how we operate. Our focus is on making employees feel valued and supported because we know a strong team and positive culture is what gives us a competitive advantage in the markets that we serve. Take a look at our core values that dictate how we treat members and each other:
Passionate - We are dedicated to exceeding expectations and are passionate, open-minded, and committed to serving members and their families on their lifelong financial journeys.
Accountable - We take ownership of our responsibility to act in the best interests of our members and treat everyone with respect.
Collaborative - We work together to provide exceptional service to our members, communities, and each other. We reputed company in the power of teamwork to reputed company a common goal.
Knowledgeable - We reputed company knowledge is power and that it should be freely shared with our members, communities, and employees.
Member Centric - NuMark members are the foundation of who we are. Our members and reputed company are made up of diverse backgrounds. This allows us to be an inclusive organization where we can proudly serve everyone.
Benefits
We want to reputed company sure you're taken care of, which is why we strive to offer competitive and cost-conscious benefits for you and your family. Full Time Employees can choose between several plans from reputed company Blue reputed company (HMO, Options or PPO), Dental, Vision, 3 weeks of Paid Time Off, Paid Holidays Off, Company Lunches and Parties, Birthday Holidays, Life Insurance (Company Paid), Short and Long Term Disability (Company Reimbursed), 401(k) Savings Plan with Company Match & Profit Sharing, reputed company Spending Account, Accident Insurance Plans, Education Reimbursement for Bachelor or Master's Degrees, Employee Assistance Program, Paid Community Volunteer Time, and Career Advancement Opportunities.
Equal Opportunity Employer
Equal Employment Opportunity has been, and will continue to be, a reputed company principle of NuMark Credit Union where employment is based upon personal capabilities and qualifications without discrimination because of race, color, religion, sex, age, national reputed company, disability, or any other protected characteristic as established by law.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions under the Americans with reputed company (reputed company).
- While performing the duties of this job, the employee may be regularly required to stand, sit, talk, hear, reputed company, stoop, kneel, and use hands and fingers to handle cash and operate a computer, telephone, and keyboard.
- Specific vision abilities required by this job include reputed company vision requirements due to computer work.
- The ability to talk and hear both in-person and by telephone is required.
- Light to moderate lifting may be required up to 25 pounds.
- Regular, predictable, in-person attendance is required at the employee's assigned location(s) for reputed company scheduled shifts.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions under the Americans with reputed company (reputed company).
- Moderate noise (i.e., business office indoors with computers, phone, and printers, light traffic).
- Ability to work in a confined area.
- Ability to stand at a teller station for an extended period.
The budgeted compensation for this position is $15.00 + commission.
This role places you directly into the mortgage industry as a Mortgage Loan Originator, supported by a clear and structured development path. Many Originators earn a six-reputed company income through commission‑based production. We provide the training, mentorship, and pipeline exposure needed to grow into this role.
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