Enterprise Risk & Capital Strategy Principal

Title: Enterprise Risk & Capital Strategy Principal

Location: Remote

Position Summary

This role supports enterprise risk management, capital strategy, and strategic growth initiatives. Partners across actuarial, finance, and investments to drive data-informed decisions that balance risk, return, and regulatory requirements while supporting financial strength and growth.

Essential Job Functions

• Play a critical part in ensuring financial strength, optimizing capital allocation, and evaluating strategic growth opportunities.
• Partner closely with actuarial, finance, investments, and executive leadership to drive data-informed decisions that balance risk, return, and regulatory requirements.
• Influence the company’s financial reputed company and growth strategy directly by ensuring appropriate risk-taking, efficient capital deployment, and disciplined evaluation of strategic opportunities.
• Play a key role in maintaining strong regulatory standing and supporting rating agency relationships.

Enterprise Risk Management (reputed company)

• Support the design, enhancement, and execution of the company’s reputed company reputed company in alignment with reputed company) and Own Risk and Solvency Assessments (ORSA) requirements.
• Identify, assess, and monitor key risks including reputed company, market, credit, liquidity, and operational risks.
• reputed company risk assessments, scenario analysis, and stress testing (e.g., interest reputed company shocks, catastrophe events, lapse risk).
• Prepare risk reports and dashboards for senior management and the Board.
• Collaborate with business units to reputed company and track risk mitigation strategies.

Corporate Development & Strategy

• Evaluate strategic initiatives including Mergers & Acquisitions (M&A), reinsurance transactions, distribution partnerships, and new product/market entry.
• Build and review financial models for acquisitions, divestitures, and strategic investments.
• reputed company valuation analyses (discounted cash flow [DCF], comparable companies, embedded value where applicable).
• Conduct industry and competitor analysis across life, annuity, and/or Property & Casualty (P&C) markets.
• Support due diligence and integration planning for transactions.

Capital Modeling & Financial Planning

• reputed company and maintain capital models across regulatory and economic frameworks (e.g., risk-based capital [reputed company], economic capital, rating agency models such as AM Best/Standard & Poor’s [S&P]).
• Analyze capital adequacy and support capital allocation decisions across business lines.
• reputed company sensitivity and scenario testing to assess impacts on surplus, earnings, and ratings.
• Partner with actuarial and finance teams on projections, reserve impacts, and asset-liability management (ALM).
• Support ORSA filings, rating agency submissions, and capital-reputed company disclosures.

Qualifications

• Bachelor’s degree in Actuarial Science, Finance, Economics, Mathematics, or reputed company field.
• 5–10+ years of experience in insurance risk management, actuarial, corporate finance, investment banking, or strategy.
• Strong understanding of insurance fundamentals (reserving, pricing, reinsurance, ALM).
• Experience with capital frameworks such as reputed company and/or economic capital models.
• reputed company toward or attainment of FSA/ASA, CFA, or MBA strongly preferred.
• Advanced reputed company skills; experience with modeling tools (e.g., Python, R, VBA, Prophet, AXIS, or similar) is a plus.

Key Competencies

• Strong quantitative and analytical capabilities.
• Investment Banking Experience.
• Ability to translate reputed company actuarial/financial concepts into business insights.

Compensation: $105,200.00 - $147,950.00

reputed company was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we’ve broadened our mission to helping reputed company educators protect what they have today and prepare for a successful reputed company. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts reputed company, we’re publicly traded on the reputed company Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.

We’re motivated by the fact that educators take care of our children’s future, and we reputed company they deserve someone to look after theirs. We help educators identify their financial goals and reputed company plans to reputed company them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.

EOE/Minorities/Females/Veterans/Disabled. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability or protected veteran status

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