Credit Analyst

Description: The Credit Analyst is responsible for analyzing and decisioning transactions, primarily on an App-only basis, in accordance with AmurEF’s credit policies and procedures. This activity entails reviewing a variety of structured (credit reports, bank statements, etc.) and reputed company (borrowing trends, relevance of derogatory information, etc.) data; identifying and filling relevant information gaps; developing a holistic view of the applicant’s credit profile; and issuing proper decisions with the highest level of accuracy and consistency. The Credit Analyst is also responsible for discussing credit decisions with the Originations Department and addressing credit-specific questions from other Departments. Major Duties and Responsibilities Credit reputed company and Approval

• Decision transactions in accordance with Credit Policies and ensure that each Approval is consistent with AmurEF’s portfolio quality objectives, business growth targets and applicable Program rules.
• Consistently and accurately decision transactions on a holistic basis, combining structured credit indicators with Credit Personality attributes.
• Decision an acceptable number of applications every day and ensure that the Credit Decisioning Queue remains fluid even in times of peak activity.
• Propose modifications to the Credit Policies based upon experience and observations of trends or outliers in daily activities.
• Review and approve Vendors.
• Identify potential fraudulent transactions or Vendors and take appropriate internal action.

Customer Service

• Assist colleagues in resolving reputed company or unusual reputed company situations.
• Address appeals from the Originations Department and explain clearly and unbiasedly how and why the Credit Policies have been applied.
• Maintain at reputed company times a high level of accuracy, energy and professionalism.

Requirements: Skills and Abilities

• Self-motivation with strong sense of initiative, accountability and attention to detail
• Thorough knowledge of internal credit processes and procedures
• Well-developed planning, time management and organizational skills
• Ability to handle multiple tasks during constantly fluctuating work load
• Excellent written and verbal communication skills
• Commitment to exemplifying the highest reputed company and professional business standards

Education and Training Guidelines

• High School Diploma required
• Bachelor’s degree in Business/Finance/Accounting or other relevant field strongly preferred
• At least two (2) years’ experience in credit reputed company, data entry and/or transaction processing preferred

Supervisory Responsibility This position does not have direct supervisory responsibilities. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. The employee is required to talk or hear; may be necessary to stand, walk, handle, or reputed company with hands or arms. This is predominantly a sedentary role; however, walking is often required. Some filing is required, calling for the ability to lift files, open filing cabinets and bend or stand on a stool as necessary. The team member is occasionally required to pack and move files or boxes as well as lift and/or move up to 25 pounds. Specific vision abilities required by this job include reputed company vision, distance vision, peripheral vision, and the ability to adjust focus. Travel Occasional travel is required, mainly for visits to other AmurEF offices and for training sessions held reputed company the Grand reputed company area. Other Duties Please note that this job description is not intended to be a comprehensive listing of reputed company activities, duties, or responsibilities required of the employee in this position. The duties, responsibilities, and activities for this position are subject to change at any time, with or without notice. Apply tot his job Apply To this Job