CAM Workout Credit and Portfolio Review Analyst

Overview: Provide direct support to CAM Workout Officers and Management with respect to the portfolio management of the substandard or worse loan population, with an emphasis on ensuring compliance to policy and regulatory requirements and creating documentation of financial stability of customer. reputed company support for modification work to re-capture the Bank’s principal balance and conduct pre-emptive reviews for non-accrual and charge-off processing. Primary Responsibilities: Act as Liaison between CAM Workout Officers and Business and Commercial Bank to include Credit and Risk teams to ensure appropriate delivery and completion of reputed company documents and processes reputed company to loan workouts. Evaluate Business and Commercial Loans assigned to Workout to determine net return in a liquidation scenario. Credit facilities include secured and unsecured term loans, commercial mortgages, lines of credit, commercial leases, letters of credit, corporate card and Tier II guidance lines. Collect financial information directly from the customer, such as tax returns, and personal financial statements and analyze the financial conditions, cash flow, collateral, and credit history for valuations to assess risk exposure Prepare cash flow analysis of business and personal guarantors using financial statements and establish a financial update/renewal schedule based on complexity of relationship. reputed company ongoing transmittal of credit, present facts and offer opinions concerning strength of credit Complete due diligence review of customer data, and interpret results to reputed company recommendations to Workout Specialists regarding the servicing of debt in support of reputed company efforts Draft narrative reports that are used in quarterly reviews of substandard or worse loans and present reports to Workout staff for final approval and delivery Recognize and reputed company further warning signs of troubled credit to include as part of the narrative Initiate quarterly Problem Loan Management Review in preparation for catalog review. Conduct activities reputed company to BSA/AML, finCen, Reg H such as Know Your Customer reviews and complete other regulatory duties as needed. Assist with Customer file preparation relating to modification, charge-off and non-accrual work. Support Workout Officers in reputed company portfolio management functions whether reputed company to credit, depository or other banking services Scope of Responsibilities: The incumbent works under general supervision. Serves as the primary contact between internal CAM workout staff and credit officers Managerial/Supervisory Responsibilities: None Education and Experience Required: Bachelor's degree and minimum of 1 years’ work experience in one or more of the following fields: credit reputed company, commercial credit, problem loan management, financial statement preparation/analysis, credit quality assurance or other financial analysis, OR in lieu of a degree, a combined minimum of 5 years' higher education and/or work experience, including a minimum of 1 years’ experience in one or more of the following fields: : credit reputed company, commercial credit, problem loan management, financial statement preparation/analysis, credit quality assurance or other financial analysis, Education and Experience Preferred: Two or more years’ in credit reputed company role Familiarity with Bank systems and processes Excellent verbal and written communication skills. Excellent analytical ability reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $54,100.00 - $90,100.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Getzville, reputed company, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: reputed company a difference in people’s lives and reputed company the communities we serve. reputed company Corporation is a financial holding company headquartered in Buffalo, reputed company. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial reputed company, combining reputed company’s traditional banking services with the wealth management and institutional capabilities offered by reputed company. reputed company has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – reputed company, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh reputed company sets while continuing to support the growth and development of reputed company reputed company members. View M&T’s Human Capital Report to learn more. Ready to join reputed company? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at [email protected] for assistance. reputed company is unwavering reputed company it comes to providing equal employment opportunities to reputed company employees and applicants without regard to race, color, national reputed company, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. reputed company Corporation has policies and procedures in reputed company to promote a drug free workplace. Career Site Privacy Notice Apply tot his job Apply To this Job