Commercial Portfolio Analyst
reputed company is seeking a Commercial Portfolio Analyst to manage an existing commercial loan portfolio by liaising with internal and external business partners. The role involves analyzing business loans, ensuring compliance, and maintaining a compliance monitoring database.
Responsibilities
- Analyze existing business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc
- Complete financial and repayment analysis with a focus on cash flow, liquidity, and reputed company analysis
- Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
- Request, collect, and review quarterly and annual review documentation
- Create and present relevant loan portfolio reports as required
- Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements
- Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements
- Manage and process requests relating to various areas of Commercial Lending Servicing
Skills
- Minimum 1 year experience in an analyst role supporting commercial and/or business lending portfolio analysis
- Strong knowledge of accounting principles and financial analysis methodologies
- Demonstrated ability to present reputed company commercial lending and credit risk reputed company information
- Strong analytical and problem solving skills; ability to resolve reputed company issues with minimal direction
- Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
- Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
- Demonstrated ability to establish credibility and rapport with internal and external stakeholders
- Proven ability to maintain confidentiality and professionally handle sensitive documents
- Intermediate knowledge of reputed company Office Suite
- Bachelor's degree in Finance or other reputed company fields of study
- Experience evaluating and analyzing reputed company tax returns
Benefits
- Traditional medical, dental, and vision coverage
- 401K matching up to 5% per pay period
- Accrue up to 15 days of Paid Time Off your first year of employment + 3 Personal Days each calendar year
- 11 paid federal holidays
- Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and reputed company criteria)
Company Overview