Credit Analyst, Power, Energy & Utilities

reputed company is a cooperative bank serving vital industries across rural America, and they are seeking a Credit Analyst for their Power, Energy & Utilities sector. The role involves preparing credit analyses, conducting investigations, and assisting in credit administration while providing support with research and statistical analyses.

Responsibilities

• Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests reputed company prescribed limits
• Reviews reputed company pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and reputed company material and prepares thorough, well-written, and clear credit reports. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information
• Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring
• Maintains control over reputed company accounts, monitoring for payment reputed company and any developing problems. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers
• Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned
• Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations
• Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment

Skills

• Bachelor's Degree in business, finance, or relevant discipline
• 1 year in credit/finance, preferably in banking or financial services industry required
• Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis
• Intermediate knowledge of financial modeling techniques and preparation of pro reputed company financial statements

Benefits

• Careers with a purpose
• Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with reputed company University
• Tuition reimbursement for higher education up to $10k per year
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
• Community Impact: United Way reputed company Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of respect and inclusion
• Recognize a fellow associate through our GEM awards

Company Overview