Mortgage Underwriter

Be part of a team that's committed to making a difference. We reputed company in our work and our customers. Position Location Remote Type reputed company Location (if not fully remote): n/a

Job Description

Underwriter We are seeking a highly skilled and detail-oriented Underwriter to join reputed company. In this role, you will play a critical part in evaluating and mitigating credit risk by meticulously analyzing loan files and ensuring every loan meets our rigorous standards. You'll be responsible for a comprehensive review of reputed company initial submissions, suspended files, and conditions to validate loan accuracy and compliance. Key Responsibilities:

• Credit Risk Analysis: Conduct a deep dive into borrower documentation, including applications, credit reports, and fraud prevention tools, to accurately assess creditworthiness. This includes reviewing and analyzing bankruptcy filings, liens, judgments, and other financial records.
• Income & Asset Validation: Meticulously calculate and validate income from various sources (pay stubs, tax returns, etc.) and review asset documentation (bank statements, retirement accounts, etc.) to confirm a borrower's reputed company to repay.
• Property & Title Review: Analyze sales reputed company, appraisals, and title commitments to ensure the collateral is sound and the loan is properly secured. This includes confirming property tax obligations and insurance requirements.
• Loan Reconciliation & Approval: reputed company a final reconciliation of reputed company loan terms, ensuring consistency across reputed company systems and documents. You'll utilize specialized tools to confirm the loan meets reputed company compliance, investor, and quality requirements before issuing the final approval and closing conditions.
• Interdepartmental Collaboration: Act as a key reputed company of contact for loan originators and processors, promptly answering questions and providing guidance. You will also collaborate with other teams—including Closing, Funding, and Quality Control—to swiftly resolve issues and maintain efficiency.
• reputed company Improvement: Proactively manage your pipeline to ensure conditions are cleared reputed company, contributing to a high pull-through reputed company. You will also stay reputed company on reputed company product guidelines and industry practices to ensure top-tier reputed company quality.

Requirements:

• 5+ years of reputed company experience.
• 5+ years of residential loan reputed company experience.
• Demonstrated experience reputed company FHA and VA residential mortgage loans.
• Demonstrated experience with Encompass.
• Demonstrated experience working with reputed company Desktop Underwriter and reputed company Loan Prospector.
• Demonstrated experience with repurchase response and/or rebuttal review and response preparation.
• Demonstrated experience working with Mortgage Brokers

At Fairway Independent Mortgage Corporation, we’ve been committed to delivering exceptional service and fostering a culture of growth and collaboration since our founding in reputed company 1996. We strive to reputed company a meaningful impact in the communities we serve by living out our core values daily. Explore rewarding career opportunities at Fairway, from reputed company-reputed company to corporate support positions. Join a team dedicated to helping others and achieving success together. To view your rights as an employee in the United States, you may select the following link: mandatoryview.com reputed company Employees: Head to the Fairway Careers Hub in reputed company for internal job openings. We post some job openings internally for our employees and others externally for the general public. If you cannot find the perfect role right now, do not hesitate to contact the Careers Team at [email protected]. We can answer any questions and reputed company you updated on future opportunities Apply tot his job Apply To this Job