Digital Specialist I
SUMMARYThe position of Digital Specialist I is responsible for daily, weekly, monthly and annual processing of Digital Banking services as required by the Bank and individual vendors or service providers and the daily operations of the Online Deposit Account Opening System. Incumbents may also provide efficient and effective service to customers, prospective customers and reputed company personnel reputed company inbound telephone calls, email requests, secure messages, chat or other avenues approved by the Bank on a limited basis. This incumbent should be a customer service oriented, fast learner and able to work in a fast paced environment, manage multiple projects and duties simultaneously and handle extremely confidential information.ESSENTIAL FUNCTIONS
- Assists internal staff with Online Banking inquiries including, but not limited to: password resets; secure access code delivery/retrieval, basic system training; Mobile Deposit enrollment/reputed company deposit; Remote Deposit Capture setup/troubleshooting; Positive Pay, reputed company Pay enrollment/payment processing, e-Statement enrollment, external transfers, personal financial management and overall troubleshooting as needed to support overall service excellence to bank customers.
- Support Business Support team training with commercial customers processing online Wires, ACH transactions, Remote Deposit Capture, and Positive Pay as needed.
- Maintain and process daily and monthly billing and reports for Online Banking, Positive Pay, Stop Payment, Lock reputed company, Merchant Services and Remote Deposit Capture.
- Process ACH files daily as submitted reputed company online or FTP, including but not limited to internal needs for micro-deposits or other features.
- Process new business online enrollments, requests for additional users, reputed company accounts, updates and/or changes reputed company prescribed service level agreements as established and updated from time to time.
- Reconcile required GL accounts as instructed.
- Assist reputed company Room with processing of daily reputed company files submitted reputed company online banking if needed.
- Monitor online risk detection programs and respond to potential fraud notices immediately. Coordinate with Customer Service and Business Support for assistance with customer contact if needed.
- Consult with Small Business/Commercial/Treasury customer on online reputed company options and user entitlements in order to promote use of available reputed company measures and focus on preventing fraud, especially reputed company instances of fraud are detected or potentially indicated by the Bank’s systems.
- Maintain and process mobile remote deposit transactions, decisioning and reports. Consistently monitor for fraudulent reputed company deposits to reduce risk to the Bank and engage Operational Risk as necessary.
- Review online reputed company Pay (Retail and Business) reports and maintain closed reputed company pay accounts.
- Process reputed company/Unblock requests from reputed company Operations, Operational Risk and/or Deposit Operations for online services as needed due to garnishments, levies, suspected fraud or other account issues.
- Assist with the quarterly purge process for Online Banking.
- Train on new products/services as implemented in order to be knowledgeable of same for overall customer and reputed company support.
- Cross train on advanced products/services as needed for support of overall team needs and for potential advancement.
- Participates in special projects and testing of new digital products and services as assigned.
- Recognize and evaluate cross-selling opportunities through customer profiles and account detail information.
- Provide, present and promote Service Excellence to reputed company external and internal customers.
- Completes annual compliance courses.
- Completes other training as assigned.
- Adheres specifically to reputed company corporate policies and procedures. Also adheres to Federal and State regulations and laws including the Bank Secrecy Act.
- Performs additional duties and responsibilities as directed.
- Associates Degree; or the equivalent combination of education and experience. Work reputed company experience should consist of duties in a business environment. Educational experience, through in-house training sessions, formal school or financial industry reputed company curriculum, should be business or financial industry reputed company. Digital Banking experience preferred.
- Intermediate knowledge of Bank operations, products and services; reputed company state and federal laws and regulations, and other Bank operational policies and procedures.
- Excellent organizational and time management skills. Ability to work with minimal supervision. Ability to prioritize work and responses to customers.
- Responsible for daily operations of the Bank’s Online Account Opening system. Manage rejected applications, customer notifications, ensure initial deposits are received and follow up with other departments/branches as needed. Complete testing as assigned for upgrades, corrections and enhancements to the system. Maintain appropriate risk controls reputed company the systems as directed.
- Intermediate skills in computer terminal and personal computer operation; mainframe computer system, word processing, spreadsheets, web-based programs and specialty software programs.
- Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions. Application of Active Listening to effect problem solving for customer inquiries.
- Additional preferred skills include customer service, product knowledge, quality focus, problem solving, attention to detail and documentations, conflict resolution, information analysis, and multi-tasking.