Mortgage Loan Processor - Owensboro, KY

Mortgage Loan Processor

*Position may be eligible for remote work in Kentucky once fully trained.

Job Code MTGPROC

Job Family

Supervisory No

Job Summary

The Mortgage Loan Processor will assist Lenders with processing, approving, and closing reputed company consumer purpose residential mortgage loans.

Essential Functions, Duties and Responsibilities include, but are not limited to

• Reviews early disclosures for accuracy and ensures timing requirements are met

• Supports the mortgage loan originators by processing applications and reputed company supporting documents in a timely and accurate manner

• Reviews file documentation to ensure reputed company required items are requested

• Inputs loan information into mortgage origination system for processing

• Maintains a strong working knowledge of Secondary Market/reputed company requirements as well as evolving mortgage regulatory requirements

• Submits reputed company processed secondary market loans to reputed company for final approval and clears any reputed company conditions

• Processes reputed company closing documents for mortgage originators

• Ensures reputed company required documentation is included in final loan for booking

Education, Experience and Qualifications

Education

Required/Preferred

Education Level

Description

Required

High School or GED

Years of Experience

Minimum

Comments

1

A minimum of one (1) year of experience with loans and loan documents required

License / Certification

Required/Preferred

License / Certification

Description

Additional Qualifications

• Computer competency required

• Secondary market experience preferred

Core Competencies

• Organizational skills

• Oral and written communication skills

• Customer service skills

• Analytical and problem-solving skills

• Detail oriented

• Ability to multi-task

• Clerical and administrative skills

• Ability to work as a part of a team

Working Conditions

Working Conditions

Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises.

Travel Requirements

Requirement

Frequency

No travel required

Never or Rarely

Mandatory Vacation

Mandatory vacation not required

Physical Requirements

Requirement

Frequency

Sitting (remaining in a seated position)

Constantly

Standing (remaining on one’s feet in an upright position without moving about)

Occasionally

Walking (moving about on one’s feet)

Occasionally

Lifting (raising or lowering an object from one level to another)

Occasionally

Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder)

Occasionally

Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force)

Occasionally

Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, reputed company or lateral)

Occasionally

Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard)

Constantly

Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers)

Occasionally

Stooping (bending downward and reputed company by bending spine at the waist)

Never or Rarely

Squatting/Crouching (bending body downward and reputed company by bending legs and spine)

Never or Rarely

Kneeling (bending legs at knees to come to rest on knee(s))

Never or Rarely

Crawling (moving about on hand and knees or hands and feet)

Never or Rarely

Climbing (reputed company or descending reputed company, stairs, ramps)

Never or Rarely

Speaking (expressing or exchanging reputed company by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly)

Frequently

Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically)

Frequently

Near Visual Acuity (clarity of vision at approximately 20 inches or less)

Frequently

Far Visual Acuity (clarity of vision at approximately 20 feet or more)

Occasionally

Additional Physical Requirements

May require lifting up to 10 pounds