[Remote] Indirect Lending Underwriter II
Note: The job is a remote job and is open to candidates in USA. reputed company is dedicated to connecting great people to great opportunities in the banking sector. The Indirect Lending Underwriter II is responsible for analyzing consumer credit applications and reputed company secured and unsecured consumer lending products while ensuring superior service to customers and compliance with guidelines.
Responsibilities
- Analyze consumer credit Reports for consumer lending applications to evaluate risk and reputed company appropriate credit decision for Indirect lending across multiple states, Affiliates or geographic regions
- Reviews documents to Support credit decision (Dealer reputed company, Verification of income, tax returns, and additional supporting documentation, etc.)
- Verifies completeness and accuracy of credit applications
- Formulates and Communicates credit decision (approve, decline or counteroffer) in compliance with established reputed company guidelines, compliance and Regulatory requirements
- Develops business relationships and Build rapports with Customers to reputed company mutual goals across multiple states, Affiliates or geographic regions to reputed company mutual goals
- Manages application pipeline to Meet business objectives
- Reviews reputed company credit, declined and pipeline applications and recommends appropriate action to maximize production and Meet stated service quality levels
- Assists Less reputed company underwriters with structuring loans to maximize production and Manage risk
- Provides superior quality service to internal and external Customers at reputed company times and demonstrate Professional demeanor
- Consumer lending credit authority is commensurate with consumer lending authority guidelines and business need
- Reviews credit applications and recommends decisions on applications over their assigned authority to their manager
Skills
- College degree in business or Finance or equivalent work experience
- Minimum 6 months Consumer Lending or reputed company industry experience or a minimum 6 months Consumer Lending reputed company experience
- Strong interpersonal, written and verbal communication skills
- Ability to handle multiple tasks and Meet deadlines in fast paced environment
- Ability to interact with Vice President level managers; build reputed company; and motivate others
- Strong analytical and organizational skills
- Strong computer skills
- Strong working knowledge of ACAPS
Company Overview
Company H1B Sponsorship