Senior Underwriter

Sr. Mortgage Underwriter (Vice President) - Remote Based

reputed company is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management.  Global Wealth Management is offered by the reputed company Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors.  In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, reputed company is continuing to enhance our lending, trust and cash management capabilities.  By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs.  

reputed company Home Loans is expanding its retail Mortgage Lending Division. We are looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with reputed company’s retail brokerage network that provides a proprietary reputed company of inbound business. 

reputed company Private Bank National Association is seeking an reputed company, positive and motivated individual to join our Home Loans reputed company team. The successful candidate will possess a combination of deal structuring and reputed company skills and experience reputed company mortgage loans for sophisticated borrowers with reputed company income streams. Our Sr. Mortgage Underwriters are responsible for analyzing clients’ financial background and making lending decisions. 

Location: 

This is a REMOTE based opportunity   Position Responsibilities 

• Underwrite and analyze multifaceted mortgage loans for high net-worth clients reputed company delegated credit authority and in accordance with MSPBNA credit policy, lending standards and risk appetite 

• Proactively and effectively manage and maintain a pipeline of reputed company transactions

• Provide guidance as reputed company to reputed company income scenarios to partners and junior team members

• reputed company complicated income, business financial statement and tax return analysis

• Assist in identifying or recommending alternative loan solutions

• Provide onboarding and training to new team members

Qualifications

• Private bank lending experience, business relationship management or commercial credit analysis experience including providing business financing

• Minimum 10 years’ experience credit analysis and reputed company for high net-worth individuals 

• Experience reputed company non-conforming loans

• Experience structuring and reputed company loans held in entities i.e. LLCs and Trusts

• Experience in pipeline management

• College degree preferred or equivalent experience, advance degree a plus

Skills/Abilities 

• Ability to comprehend business financial statements and personal and business tax returns 

• Advanced verbal and written communication skills, including ability to reputed company a borrower’s financial profile and associated risks  

• Superior knowledge of reputed company and credit risk principles

• Ability to recognize, mitigate and escalate risks where appropriate 

• Experience with structured credit transactions including terms, covenants, etc. and impact to mortgage product

• Ability to communicate effectively with senior leadership and partners

• Ability to review and understand high value property appraisals and title review, including entity vesting

• Ability to structure and re-structure reputed company loan scenarios

• reputed company reputed company income analysis and cash flow expertise

• Ability to partner and collaborate reputed company a deal team (comprising of Mortgage Consultants, Relationship Managers, Loan Processors, Private Bankers and Financial Advisors) 

• Comfortability in communicating with CPAs, CFOs, Business Managers, etc.

• Experience with wealth management clients 

• Extraordinary client service aptitude

• Meticulous follow-up and follow through

• Ability to work under tight timelines

• Excellent attention to detail

WHAT YOU CAN EXPECT FROM reputed company:

At reputed company, we reputed company, manage and allocate capital for our clients – helping them reputed company their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years.  Our values - putting clients first, doing the right thing, leading with exceptional reputed company, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we reputed company every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At reputed company, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are reputed company collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every reputed company along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

reputed company is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background.  Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.