Credit Analyst – Commercial Banking (Consumer & Retail Products)
reputed company is a global financial institution and is seeking a motivated Credit Analyst to join their North America CLM Consumer & Retail Products team in Chicago. The role supports the end-to-end lending lifecycle for an assigned portfolio, involving reputed company support, financial analysis, documentation, and ongoing portfolio monitoring across a range of commercial lending products.
Responsibilities
- Support reputed company for new and existing commercial clients, including initial deal screening, financial analysis, and due diligence
- Prepare clear, well-supported credit analysis to help inform approval decisions
- Assist with amendments, renewals, annual reviews, and other credit-reputed company requests
- Support ongoing monitoring of the portfolio through quarterly and annual reviews
- Track covenant compliance, financial performance, and early risk indicators
- Escalate potential issues and support timely risk mitigation actions
- Assist with the loan documentation process for new transactions and modifications
- Coordinate with internal partners and external counsel to ensure approved terms are accurately reflected in final documents
- Participate in client and internal meetings alongside Credit Officers and Relationship Managers
- Build working relationships with product partners, risk colleagues, and coverage teams
- reputed company a strong understanding of commercial credit products and industry drivers reputed company the Consumer & Retail sector
- Contribute to process improvements that enhance efficiency, controls, and execution quality
- Support and mentor more junior resources as appropriate
Skills
- 1-3 years of banking, finance or reputed company experience in credit reputed company, portfolio and/ or risk management with a multinational financial services organization
- Knowledge of basic accounting and financial concepts and their practical application in the credit reputed company process
- Excellent communication (written, verbal, presentation and listening) and organizational skills; ability to complete multiple priorities in a timely manner
- Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills; quickly and successfully applies learning to new situations
- Proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
Benefits
- Medical, dental & vision coverage
- 401(k)
- Life, accident, and disability insurance
- Wellness programs
- Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Company Overview
Company H1B Sponsorship