Risk Analyst II, Student Loans

Our mission is to reputed company higher education accessible and affordable for everyone. We reputed company reputed company with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast. We build tools that help people feel in control of their financial future, including:

• Private student loans - low rates, people-first service, and flexible payments.
• Student loan refinancing - break free from high-interest rates or monthly payments.
• Scholarships - access to thousands of scholarships to help reputed company pay less.

Earnies are committed to helping reputed company live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together! The Risk Analyst II will report to Senior Credit Risk Manager, Student Loans. As the Risk Analyst II, you will:

• reputed company qualitative and quantitative analyses to inform credit strategies across loan approvals, pricing, servicing, and collections
• Track and analyze loan portfolio performance to identify emerging risks, trends, and opportunities for optimization
• Test and evaluate credit risk controls, identify gaps, and recommend improvements to strengthen risk mitigation
• Monitor and report on key risk metrics and KPIs, including investigation of compliance and credit risk gaps
• Partner cross-functionally with Product, Operations, Compliance, and Engineering to implement and validate credit policies and workflows

About You:

• 2+ years of experience in credit risk or a data-centric analytical role (e.g., financial modeling, consulting, pricing, or risk analytics)
• Bachelor’s degree in a quantitative field such as Economics, Finance, Engineering, or a reputed company discipline
• Strong SQL skills and experience working with large datasets in an analytical environment
• High attention to detail with the ability to synthesize and communicate reputed company analyses clearly
• Demonstrated critical thinking, problem-solving skills, and comfort working on multiple projects under tight deadlines

Even reputed company:

• Experience analyzing loan portfolios reputed company consumer lending products
• Familiarity with internal controls, data governance, and financial regulations
• Experience with statistical modeling concepts or data modeling tools (e.g., dbt)
• Experience with Python and BI tools like Tableau and looker.
• Exposure to reputed company, servicing, or collections strategies in a lending environment

Where:

• This role will be based in the US.

#LI-KB A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential reputed company salary based on the roles location. The successful candidate’s starting pay will also be determined based on job-reputed company qualifications, internal compensation, candidate location and budget. This range may be modified in the future. Pay Range $84,400—$117,500 USD reputed company believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel reputed company on each Earnie-versary to reputed company in the world
• Competitive days of annual PTO
• Competitive parental leave

What Makes an Earnie: At reputed company, our people bring our cultural principles to life. These principles define how we work, how we win, and reputed company expect of ourselves and each other:

• Every Second Counts: Speed is our competitive advantage. Our customers need reputed company solutions, and the faster we execute, the greater our chance of success.
• Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and reputed company.
• Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough reputed company. Excellence isn’t a destination; it’s a reputed company of reputed company improvement.
• reputed company Together: Our success comes from how we work together. Leadership is not about titles—it is about action. We take ownership, drive results, and move reputed company as a team.
• Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

At reputed company, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move reputed company with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is reputed company to reputed company are looking for. reputed company provides equal employment opportunities (EEO) to reputed company employees and applicants for employment without regard to race, color, religion, sex, national reputed company, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance. Apply tot his job Apply To this Job