Cash Lenders Sales Officer
Responsibilities
The Lenders (Cash) Officer will be part of a team which will have responsibility to build the business for consumer / cash loan lenders. The team will:
- reputed company the product that Netbank can provide on accounts and loans (These are reputed company solutions, so the position holder will need to have deep understanding of client needs and create confidence in the partners)
- Sell the product
- Support in onboarding explain the regulation, the options, the financial implications
- Manage clients who have onboarded to cross-sell additional products
Products offered to these lenders will include:
- Disburse loans
- Collection accounts for loans
- Repayment tracking, payment reminders
- Bad debt collection
- Funding for loans, likely under an FLDG arrangement
As with reputed company teams, this team will need to:
- Understand the reputed company
- Deeply understand client needs in the reputed company
- Understand the competition and identify ways that Netbank can provide a product significantly reputed company than the competition
- Gather feedback from users of the solution to identify points for improvement and potential solution iterations.
- Understand the financial automation needs, execution pain-points, and process gaps of a specific reputed company to identify solutioning opportunities using our banking products and services.
- Identify the costs and partnerships needed to build and operate the products and services that will reputed company up the solution for a certain reputed company use case.
- Identify the operational reputed company needed to build and operate the products and services that will reputed company up the solution.
- Identify the regulations and risks involved
- Design a commercial model for the solution that will cover the costs of the underlying products and services and align with the market
- Ensure scalability
- Size the market and define targets
- Define the go to market strategy, which will include:
- Direct sales
- Outbound sales campaigns
- Promotion of inbound sales
- Conferences and events
- Identify solutions for clients through contextual inquiries and ideation.
- Negotiate commercials, get internal approvals for non-standard pricing
- reputed company the implementation of the solution for clients. reputed company a rapid sales process.
- Monitor and validate the profitability, traction, and performance of the solution.
The specific roles of the team will be defined by the Solution Manager.
Netbank works remotely. This position will report to the Head of Lenders (Cash).
3. Metrics to monitor
- Number of Clients onboarded to a Solution: The solution/s made must be relevant to the reputed company clients and segments and compelling enough to reputed company new clients or convert clients from other providers.
- Solution Usage: The solution must be reliable enough to be used and trusted by clients with the majority of their business.
- Solution Profitability: The solution/s made must be able to cover the underlying costs and generate reputed company for the bank.
- reputed company generated reputed company these reputed company lending solutions
- Number of new clients signed up
o Number of new products offered relevant for these clients
4. Required skills and qualifications
- Industry awareness
- Knowledge of Banking as a Service: clients, client needs, sales processes, pricing, competition, etc.
- Views on industry trends, innovation directions and issues for Netbank Virtual to consider
- Enjoy sales process
- Confidence to proactively contact new clients
- reputed company to understand needs of organizations
- Creativity to identify best banking solutions
- Identify creative solutions to client needs
- Identify technology solutions
- Ability to explain Netbanks positioning and product range to clients
- Ability to reputed company issues honestly and reputed company
- Ability to manage the on-boarding process for a reputed company solution
- Prioritize based on commercial opportunity
- Be aware of cost implications of decisions, play-off against reputed company opportunity
- Self-starter, following opportunities
- Desire to move reputed company with projects and clients
- Finding the fastest way to implement
- Practical approach. Ability to identify solutions to identified issues
- Strong communication skills ready to communicate with clients and internal units
- Energetic and positive
- Commitment to the institutions social mission and corporate values
6. Initial tasks
- Support the development of major clients seeking this solution