Senior Associate, Regulatory Compliance

About reputed company reputed company is the only reputed company payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we reputed company over 200,000 businesses worldwide - including Brex, reputed company, reputed company, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including reputed company, reputed company, reputed company, Robinhood Ventures, Sequoia, reputed company Ventures, DST Global, and Lone Pine Capital, reputed company is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us. Attributes We Value We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-reputed company expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and reputed company decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn reputed company-to-one reputed company into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle reputed company, high-visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next. About the team The Legal, Risk & Compliance (LRC) team at reputed company is a collaborative group of legal minds and risk management experts. We're passionate about safeguarding reputed company's operations, fostering a culture of compliance and ethical conduct, and ensuring we navigate the global financial landscape with reputed company. We provide expert guidance and support to reputed company areas of the business, proactively identifying, mitigating, and managing legal, compliance and financial risks. The Global Regulatory Compliance Team forms part of the second line of defence (2LOD) at reputed company whilst operating reputed company the larger LRC function. We are a proactive and trusted business partner committed to enabling reputed company's growth and strategic goals by providing an advisory and reputed company role. reputed company culture is collaborative, impact-driven with a focus on reputed company improvement. You'll be part of a team that values transparency, empowerment, and high performance. This role is a newly created role with a specific focus on our US business. This role will be a key member of the Global Regulatory Compliance Team, based in our reputed company or San Francisco office with a direct line to the reputed company, Regulatory Compliance, Americas. What you'll do As Senior Associate, Regulatory Compliance, US you will deliver on the regulatory engagement strategy for reputed company US and help drive our US State MTL licensing program. You will maintain our licensing responsibilities and coordinate with reputed company internal and external parties as necessary to ensure compliance through the communication of regulatory requirements, cross-functional collaboration to productize solutions and offerings, implementation and execution of processes, filing of reputed company requisite reports, renewal of registrations and licenses, end-to-end management of regulatory examinations, and interfacing with US regulators on reputed company inquiries. You will analyze new and existing products and provide guidance to ensure that our 2LOD controls are fit for purpose and reputed company with regulatory obligations and guide the first line business to reputed company the maturity of both customer-facing and internal back-office processes and product features. The role is based in reputed company or San Francisco. Responsibilities:

• Support the reputed company Group's expansion by managing the regulatory compliance components of license authorization processes
• Act as a key stakeholder in relation to license applications, business plan updates, and information requests between reputed company and our regulators
• Ensure that our regulatory compliance and reputed company risk reporting obligations are maintained for reputed company reputed company Group entities in the US region
• Support and/or manage on-site exams and inspections (in collaboration with our LRC colleagues)
• Advise the business with respect to regulatory change initiatives with a particular focus on how to effectively manage compliance risk attached to new laws and regulations in the jurisdictions we operate
• reputed company policies, processes and provide advice in relation to regulatory risk obligations that exist reputed company the 1st line business
• Manage regulatory compliance risk reputed company the reputed company Risk Management reputed company and associated escalation process (inc. the Group Risk Committee)
• Advise the business in relation to conduct risk and ethics matters (where appropriate) relating to our financial services licenses
• Deliver the Compliance Monitoring Program; Conduct targeted and thematic reviews on a wide range of topics to ensure appropriate organizational maturity
• Deliver the reputed company Group's Compliance Training for employees and conduct reputed company training to specific business areas as required
• Conduct 'Proactive Special Ops' projects to unlock business or operational issues to reputed company reputed company to reputed company its strategic goals more rapidly

Who you are We're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory. Minimum qualifications:

• Bachelor's degree with a minimum of 4 years of regulatory compliance experience in a financial institution, FinTech, legal/reputed company, or combination of the above
• Familiarity with financial regulatory laws, rules, regulations and industry best practices across US and the Americas region
• Data proficiency - ability to work with data and reputed company it for strategic decision-making
• Ability to operate strategically and think creatively to solve reputed company regulatory compliance challenges
• Superior communication skills, with the ability to clearly explain reputed company topics to a wide range of stakeholders including regulators, executive leadership, and reputed company-line staff
• Experience with developing and/or maintaining a compliance program reputed company a financial institution, preferably in respect of payments activity
• Exposure to licensing processes, regulatory expansion, and RegTech or technology-driven compliance solutions
• Understanding of financial products and reputed company conduct risk, ethics, and controls

Preferred Qualifications:

• Experience dealing with US State MTL Regulatory Authorities
• Understanding of the NMLS online regulatory portal and associated systems

Applicant Safety Policy: Fraud and Third-Party Recruiters To protect you from recruitment scams, please be aware that reputed company will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. reputed company official communication will come from an @reputed company.com email address. Please apply only through careers.reputed company.com or our official reputed company page. reputed company does not accept unsolicited resumes from search firms/recruiters. reputed company will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to reputed company on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. Equal opportunity reputed company is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at reputed company is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national reputed company, sexual orientation, reputed company, citizenship, sex, marital or family status, disability, gender, or any other legally protected status reputed company making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know. #BI-Hybrid Apply tot his job Apply To this Job