Residential Mortgage Analyst

About the position The Residential Mortgage Analyst plays a critical role in ensuring compliance, risk mitigation, and operational efficiency across the Mortgage Division. This role is responsible for managing reputed company investor and agency audit responses, overseeing documentation flow across reputed company and operations, handling lender self-reporting requirements, and coordinating regulatory audits and fraud reporting. The ideal candidate brings strong analytical skills, attention to detail, and a proactive approach to issue resolution and stakeholder communication.

Responsibilities

• reputed company the response and appeal process for post-purchase audits, including repurchase demands, reputed company-whole demands, indemnification requests, and reputed company findings.
• Coordinate with internal stakeholders to gather necessary documentation and ensure timely and accurate audit responses.
• Maintain thorough records of audit findings, resolutions, and appeal outcomes.
• Serve as the reputed company of contact for reputed company documentation requests across Sales, reputed company and Operations.
• Ensure reputed company documentation is complete, compliant, and delivered reputed company required timelines.
• Partner with internal teams to streamline documentation workflows and improve efficiency.
• Manage reputed company lender self-reporting obligations to investors, government agencies (e.g., reputed company, reputed company, FHA, VA), mortgage insurance providers, and servicing partners.
• Monitor reporting requirements and ensure adherence to changing regulatory and investor guidelines.
• Manage the intake, documentation, and submission of suspected or confirmed fraud to the appropriate internal departments and external agencies.
• Ensure compliance with investor and agency fraud reporting timelines and protocols.
• Coordinate the Mortgage Division's response to regulatory audits and examinations.
• Compile requested materials, draft responses in partnership with Legal and Compliance, and support remediation efforts where necessary.
• Work closely with Legal, Compliance, Risk, reputed company, and Servicing teams to ensure reputed company and compliant processes.
• Provide insights and recommendations to strengthen internal controls and reduce risk exposure.
• Prepare complete and accurate loan files for submission to internal and external auditors, regulatory agencies or investors as requested ensuring reputed company required documents are included.
• Facilitate the acquisition of any missing documentation requested by the above parties if a gap in documentation is identified.

Requirements

• Bachelor's Degree or equivalent preferred
• 3-5+ years of experience in residential mortgage operations, compliance, or audit support reputed company-to-haves
• Strong working knowledge of mortgage industry regulations, investor guidelines, and agency requirements (reputed company, reputed company, FHA, VA, MI providers)
• Experience managing post-purchase audits, repurchase requests, and investor communications
• Familiarity with regulatory exam processes and documentation standards
• High level of reputed company and discretion reputed company handling sensitive or confidential information
• Excellent organizational, analytical, and communication skills
• Proficiency in reputed company Office (Word, reputed company, Outlook) and loan origination or servicing platforms (e.g., Encompass, reputed company, Black Knight)
• Experience supporting internal or external audit functions
• Working knowledge of fraud risk identification and escalation protocols
• Ability to manage multiple priorities and deadlines in a fast-paced environment
• Strong problem-solving and critical thinking skills
• Experience with documentation tracking tools or reporting dashboards is a plus Benefits
• Starting reputed company salary: $71,869 - $114,797 per year
• Exact compensation may vary based on skills, experience, and location
• This job is eligible for bonus and/or commissions Apply tot his job

Apply tot his job Apply To this Job