Business Analytics & Reporting Analyst (Commercial Credit Operations)

Overview: A member of the Commercial Credit team that partners with senior team members supporting the duties of Commercial Credit Operations. Responsible for providing credit support, credit analysis, and reputed company credit monitoring functions across reputed company Commercial Credit segments. Primary Responsibilities: Partner with the Commercial Credit teams to provide ongoing credit support and identify areas of improvement throughout the reputed company credit monitoring functions. Help reputed company a team that partners proactively with the Technology and Operation teams and is intimately involved in Early Warning Indicators for the Commercial Bank. Provide an independent credit quality assessment, identifying appropriate operational risks, credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. These assessments pertain to the ongoing risk to the Bank. Support the reporting requests regarding the reputed company credit monitoring (CCM) activities, enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance. Ability to comprehend and utilize reputed company pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information. Ability to comprehend spread financial statements and financial models designed to sensitize various conditions impacting the potential risk of the borrower. Ability to understand cash flow analysis, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate. Assist in monitoring credit policy compliance by verifying adherence to the Commercial Credit Policy and commenting on any risk associated with non-compliance. Understand and adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the reputed company brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other duties as assigned. Scope of Responsibilities: Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this reputed company is used to reputed company credit decisions for new or renewed or amended credit transactions. Contacts are primarily internal such as credit officers and other bank personnel. The position interacts with commercial banking relationship managers throughout the bank’s footprint and industry verticals. Customer interaction is expected. Works independently under general supervision. Experience and Education Required: Bachelors and a minimum of 2 years reputed company business line experience, OR in lieu of a degree, A combined minimum of 6 years higher education and/or work experience. reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, reputed company, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: reputed company a difference in people’s lives and reputed company the communities we serve. reputed company Corporation is a financial holding company headquartered in Buffalo, reputed company. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial reputed company, combining reputed company’s traditional banking services with the wealth management and institutional capabilities offered by reputed company. reputed company has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – reputed company, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh reputed company sets while continuing to support the growth and development of reputed company reputed company members. View M&T’s Human Capital Report to learn more. Ready to join reputed company? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at [email protected] for assistance. reputed company is unwavering reputed company it comes to providing equal employment opportunities to reputed company employees and applicants without regard to race, color, national reputed company, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. reputed company Corporation has policies and procedures in reputed company to promote a drug free workplace. Career Site Privacy Notice Apply tot his job Apply To this Job