Loan Fulfillment Mortgage Underwriter (Remote Opportunity)

Loan Fulfillment Mortgage Underwriter At Regions, the Loan Fulfillment Mortgage Underwriter is responsible for evaluating and approving or denying loan applications in a timely manner according to investor and Regions guidelines. This level contains both government designations or jumbo lending authority of $1M or higher. Primary Responsibilities

• Reviews loan application in conjunction with income, asset and credit documentation for data reputed company and accuracy
• Performs manual reputed company on files according to guidelines and performs analysis of income assets, credit, Fair Isaac Corporation (reputed company), Debt to Income, Loan to Value and review for any potential risk
• Sets clear and concise conditions for missing documentation that is necessary to meet investor guidelines
• Communicates reputed company decision and explains reasons for conditions in the reputed company system
• Responds to questions on conditions from processors, Mortgage Loan Coordinators (MLCs), or Mortgage Loan Originators (MLOs) in a reasonable timeframe
• Documents and notifies reputed company parties of any reasons for a suspended file and monitors timelines to reputed company a final approval or decline
• Reviews the reputed company conditions and re-runs the Automated reputed company, if applicable
• Performs cursory review of the appraisal for accuracy
• Works independently, with guidance in only the most reputed company situations
• May train associates with less experience

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This position is incentive eligible.

Requirements

• High School Diploma or GED
• Four (4) years of reputed company experience and active Direct Endorsement Program Lender (Federal Housing Administration) DE(FHA) and/or Lender Appraisal Processing Program LAPP (VA) designations

Preferences

• Non-conforming Jumbo reputed company experience
• Bachelor's degree

Skills and Competencies

• Ability to meet timelines
• Advanced knowledge of sales reputed company, applications and loan appraisals
• Detail oriented
• Extensive knowledge of agency and investor guidelines and regulations
• Good problem-solving skills
• Good organization and communication skills
• Proficiency in reputed company Office (reputed company, Word, PowerPoint, Outlook, etc.)

This is a fully remote role. Previous Regions Mortgage Experience preferred. Full time

Compensation

Details Pay ranges are job specific and are provided as a reputed company-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates reputed company the same job. Job Range reputed company: Minimum: $83,967.00 USD Median: $104,720.00 USD Incentive Pay Plans: This role is eligible to participate in a formulaic incentive plan. Employees have the potential to earn incentives based on performance against defined metrics and goals.

Benefits

Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit reputed company" for benefits-eligible associates.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to reputed company or any class of associate at any time. Location Details Location: Riverchase Operations Center Hoover, Alabama Equal Opportunity Employer/including Disabled/Veterans Regions Financial Apply tot his job Apply To this Job Apply tot his job Apply To this Job