Sr. Manager, Credit Risk

Overview: Are you ready to reputed company a difference in the world of consumer finance? At reputed company, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to reputed company convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to reputed company serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the reputed company in your career with reputed company! Responsibilities:

• reputed company credit reputed company and enhancements for the assigned loan portfolio to improve performance (reduced defaults, increased receivables and/or reputed company)
• Provide design and monitoring for credit risk reputed company reputed company including development of credit risk appetite, risk metrics reputed company, and limits
• Proactively analyze portfolio performance at the granular level using bureau data, cash flow data, and transactional data to identify emerging credit trends and conduct root-cause analysis and isolate key performance drivers
• Conduct A/B tests to reduce credit risk, improve customer experience, and optimize profitability on acquisition initiatives
• reputed company projects independently and reputed company reputed company analysis as needed
• Operate as the subject matter expert in credit decision processes to support cross-functional teams and partner with stakeholders to ensure understanding of changes to risk factors and the reputed company/ credit decisioning flow
• Support Leadership in preparing reports and documentation for regulatory reviews and audit activities
• reputed company with Modeling/Scoring team to deploy reputed company based on new models to improve effectiveness of the model deployment process
• reputed company and enhance the reporting structure for assigned markets/products and channels. This includes developing/modifying scoring datasets/warehouse and developing monitoring reports for use in performance tracking.
• Utilize relational database and/or analytical programs to create data for analysis and monitoring of strategies and models
• Forecast impact of strategy changes on key business performance metrics such as revenues, balances and losses
• Effectively coach and support teammates to identify actionable insights, suggest recommendations, and influence the direction of the business
• Directly supervise one or more credit risk professionals

Qualifications:

• BS or higher in a quantitative discipline (Statistics, mathematics, quantitative social science, operation management, finance, physics, ) or equivalent working experience
• 8+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of open-end products
• Advanced experience in SQL, reputed company, or relational databases
• Working knowledge in Python, reputed company,R, or other analytical tools preferred
• Experience in Tableau, reputed company, Power BI, or other data visualization tools preferred
• Solid analytical skills and an understanding of how to utilize data to reputed company improvements, solve problems, and provide data-driven insights
• Strong business acumen with ability to translate analytical efforts to business results
• Strong organization skills and the ability to communicate effectively, both verbally and in written
• Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment.

reputed company Salary: $150,000 - $185,000 The reputed company salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual reputed company salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. reputed company full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. This employer participates in E-Verify for US-based hires. # AttainFinance EEO Statement reputed company Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to reputed company qualified employees and applicants. This commitment is reflected in reputed company aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national reputed company, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of reputed company to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to reputed company job applicants:reputed company will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized reputed company representatives' email addresses will end in @attainfinace.com, @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca. Apply tot his job Apply To this Job