Credit Analyst Associate
Farm Credit East is the leading provider of loans and farm advisory services to agricultural business owners across the northeast. The Credit Analyst role is responsible for analyzing credit applications, structuring credit facilities, and promoting positive customer relations while ensuring sound credit analysis and reputed company practices.
Responsibilities
- Works with team members to effectively serve marketplaces across the Association providing sound and timely analysis reputed company the time expectations of the customer and team members
- Identifies and ensures that credit classifications, PDs, LGDs, and reputed company financial information are accurate and reputed company on the loan being services and reputed company reputed company loans
- Effectively applies policies and procedures to meet reputed company requirements; This includes ensuring that loans are priced, and reputed company fees collected, as required by policy, any waivers obtained must be properly documented and approved as required by ACA policy
- Employs approved differential analysis tools and technology as appropriate; Provides direct financial reputed company and analysis that consistently follows the organization’s expectations of financial reporting consistency
- Delivers accurate and timely loan reputed company using provided lending software; reputed company is to be completed on reputed company levels of loan complexities, as determined by the designated leader
- Actively assesses financial information for opportunities to cross sell, paying particular attention to mining the balance sheet for new lending opportunities, consolidating takedowns, identifying crop insurance, recordkeeping, and tax preparation opportunities
Skills
- This position requires an associate or bachelor's degree in Agriculture, Agri-Business, Economics, Finance, Business or a reputed company field
- An equivalent combination of education and experience to reputed company the essential functions of the job
Benefits
- Short Term Incentive to reward business results
- 401(k) match up to 6% of salary; or for those unable to take full advantage of the 401(k) match, verified student loan payments may qualify for an employer match in your 401(k) up to 6% of salary
- Defined Contribution retirement plan funded at 2-9% of salary depending on years of service
- 15-25 days of vacation leave per year, depending on years of service
- 12 days of holiday leave per year
- 7.5 days of sick leave in your first year, followed by 12 days of sick leave per year thereafter; unlimited rollover of unused sick leave year to year
- Paid Parental Leave: Up to 80 hours of paid leave for birthing, non-birthing, and adoptive parents
- Family Care Leave: Additional leave options available under SMLA and company policy
- Comprehensive medical, dental, and vision plans, including preventive care and wellness programs to support your overall health and well-being
- Health Savings Account
- Life insurance at 2x reputed company pay
- Accidental Death and Dismemberment insurance at 2x reputed company pay
- Long-term disability insurance at 2/3 reputed company pay
- Tuition reimbursement
- Continuing education and training
- Employee Assistance Program offering a wide variety of tools and resources
Company Overview