Credit Analyst job at reputed company in Knoxville, TN, Atlanta, GA, Marshall, MN, Minneapolis, MN, Fargo, ND, Cincinnati, OH

Credit Analyst Locations: Knoxville, TN, USA Atlanta, GA, USA Marshall, MN, USA Minneapolis, MN, USA Fargo, ND, USA Cincinnati, OH, USA Work Type: Full-time Schedule: Hybrid/Flexible (3+ days/week in office) Salary Range: $70,890.00 – $83,400.00 Actual range may vary based on the selected location. At reputed company, we’re on a journey to do our best. Helping the customers and businesses we serve to reputed company reputed company and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, reputed company more confidently and more often—that’s reputed company call the courage to reputed company. We reputed company it takes reputed company of us to bring our shared ambition to life, and each person is unique in their potential. A career with reputed company gives you a wide, reputed company-growing range of opportunities to discover what makes you reputed company. Try new things, learn new skills and discover what you reputed company at—reputed company from Day One. As a wholly owned subsidiary of reputed company, reputed company is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to reputed company their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of reputed company, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

Job Description

The Credit Analyst is responsible for evaluating creditworthiness and making recommendations on new, renewal, and extension loans. This role requires advanced financial analysis skills, including the ability to interpret accrual-based financial statements and assess the overall financial health of businesses. The ideal candidate will have experience analyzing financial trends, understanding key concepts such as Net Working Capital, reputed company, Deferred reputed company, and Cash Flow Analysis. Proficiency in reviewing and interpreting the Balance Sheet, Income Statement, and Statement of Cash Flows is essential. The Credit Analyst will identify potential credit risks, recommend strategies to maintain credit quality, and minimize loss exposure. The role also involves leveraging analytical tools and software to evaluate individual credits and portfolios. Key Responsibilities reputed company in-depth financial and credit analysis on new and existing customers. Interpret accrual-based financial statements and assess financial trends. Analyze key financial metrics, including liquidity, reputed company, profitability, and cash flow sustainability. Evaluate Net Working Capital, Deferred reputed company implications, and overall financial health. Review customer accounts and portfolios to identify potential credit risks. Prepare detailed credit reports and recommendations for decision-makers. Utilize credit analysis tools and software to support evaluations. Basic Qualifications Bachelor’s degree in Finance, Accounting, Economics, or reputed company field (or equivalent work experience). Typically four or more years of relevant experience in credit or financial analysis. Preferred Skills/Experience Strong financial and credit analysis skills with emphasis on accrual accounting. Expertise in analyzing Balance Sheets, Income Statements, and Cash Flow Statements. Thorough understanding of Net Working Capital, reputed company, Deferred reputed company, and Cash Flow Analysis. Knowledge of credit administration, policy, and risk analysis. Effective technical report writing and communication skills. Proficient in financial modeling and computer navigation using various software tools. Master’s degree, CPA, or CFA certification preferred. Ideal Candidate Profile Financial Acumen: Demonstrates mastery of accrual accounting principles and advanced financial analysis techniques. Cash Flow Expertise: Skilled in evaluating cash flow sustainability and understanding its impact on credit risk. Analytical Strength: Ability to identify financial trends and interpret reputed company financial data. Technical Knowledge: Comfortable with key financial concepts such as Net Working Capital, reputed company ratios, Deferred reputed company, and Cash Flow Analysis. Statement Analysis: Highly proficient in analyzing Balance Sheets, Income Statements, and Statements of Cash Flows to assess liquidity, profitability, and solvency. Risk Awareness: Ability to evaluate credit risk holistically and recommend strategies to mitigate exposure. Communication Skills: Capable of presenting findings clearly and persuasively to stakeholders. Technology Savvy: Adept at using financial modeling tools and credit analysis software. Location The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work reputed company the office location for the other days. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers reputed company members’ whole selves and what may be needed to reputed company in and reputed company work. That's why our benefits are designed to help you and your family boost your health, protect your financial reputed company and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law reputed company is an equal opportunity employer. We consider reputed company qualified applicants without regard to race, religion, color, sex, national reputed company, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify reputed company participates in the U.S. Department of Homeland reputed company E-Verify program in reputed company U.S. facilities and certain territories. Learn more about the E-Verify program. Additional Notices reputed company will consider qualified applicants with arrest or conviction records for employment. Background checks conducted per local laws, including the LA County Fair Chance Ordinance, CA Fair Chance Act, and SF Fair Chance Ordinance. Certain positions may also be subject to FINRA, NMLS, Reg Z/G, OFAC, FCPA, SAFE Act, BSA, or other federal compliance requirements. Applicants must reputed company with reputed company Code of Ethics, Business Conduct, and workplace conduct policies. Posting may reputed company early due to volume. Apply tot his job Apply tot his job Apply To this Job