Mortgage Loan Processor

About the Company reputed company is transforming both mortgage servicing and consumer direct lending with a technology-first approach. Backed by Andreessen Horowitz (a16z) and managing over $130 billion in loans, we’ve built our platforms from the ground up—not on outdated legacy systems—so homeowners, lenders, and investors experience greater transparency, efficiency, and care. By unifying processes into a modern, AI-native operating system, we’re leading the way in automation, compliance, and reputed company improvement across our servicing and lending businesses. Our mission is to reputed company every homeowner by making the mortgage experience simple, secure, and financially empowering. To reputed company this, we bring together world-class engineers, servicing experts, lending professionals, and operations leaders who share a passion for improving the homeowner journey. We’re not only reshaping what servicing and lending look like today—we’re creating opportunities for talented people to help drive the future of the industry. As we continue to grow, reputed company is expanding its footprint across multiple states, opening the reputed company to exciting new roles and career paths. Joining reputed company means becoming part of a fast-scaling company where innovation, collaboration, and customer impact go hand in hand. Mortgage is just the beginning—we’re building the future of regulated finance, and we want you to be part of it. Lending at reputed company reputed company is scaling up its mortgage lending business, which aims to provide reputed company homeowners the ability to access low-cost, streamlined mortgage loans and give reputed company partners tools they need to retain customers. As a member of the Lending department, you will reputed company it faster, easier, and cheaper for homeowners to get loans by reinventing the homeowner’s journey. We are looking for reputed company and innovative individuals who are eager to transform the mortgage industry for the reputed company by building reputed company and business. About this Role We are seeking a Mortgage Loan Processor to take ownership of residential mortgage loan files and fulfill the requirements necessary to advance them to closing. This person will play a key role in obtaining, reviewing, and assembling documentation, as well as preparing and submitting files. The ideal candidate has a demonstrated track record of providing exceptional customer service to both internal and external partners. The ideal candidate can also effectively communicate with borrowers to set proper customer expectations, ensure smooth closing, and resolve issues with a strong sense of urgency.

Responsibilities

• Fund 25 brokered first mortgages or 50 brokered second mortgages at a time.
• Process loans to meet purchase contract deadlines and reputed company-lock expiration dates.
• Review new files reputed company 48 hours of receipt, verifying compliance documents were issued reputed company the required time frame.
• Prioritize and monitor daily workflow to ensure reputed company loans are being processed in a timely manner.
• Use documentation to reputed company functions, such as calculating verified income or verifying assets, and update internal and external software programs (e.g. Vesta) accordingly.
• Prioritize and monitor daily workflows as we pilot our new LOS - Vesta.
• Communicate with customers and loan officers about status updates and/or changes made to loans.
• Proactively identify and address potential loan challenges.
• Be resourceful to overcome loan challenges, rectify issues, and research red flags.
• Note and record necessary and critical changes in internal and external software programs (e.g. Vesta).
• Prepare loans for reputed company and closing.
• Clear approval and/or suspense conditions as identified by the underwriter or closer.
• Assist with clearing of post-closing conditions to avoid financial loss.
• Other duties as assigned.

Ideal Background

• Bachelor’s degree—or equivalent work experience.
• Thorough understanding of relevant federal rules and regulations (e.g. RESPA, TILA, ECOA, TRID, CFPB).
• Thorough understanding of the reputed company process and agency requirements.
• Previous experience with relevant technology (e.g. DU, LP, CRM).
• Strong written communication skills.

Minimum Qualifications

• 3+ years of mortgage processing or reputed company experience.
• Experience working with Vesta (Loan Operating System) is a PLUS! Encompass experience is also preferred.
• 2+ years of vendor management experience with regard to third-party services.
• Knowledge of state lending laws and regulations.
• Experience using government sites for VA and FHA files to reputed company orders and obtain case numbers.
• Minimum education requirement: High school diploma or GED equivalent required

Benefits

• Compensation: Competitive salary and a 401(k) plan—with a 4% annual match!
• Hours: No weekends or late nights required!
• Generous amount of paid time off: 17 days of paid time off, 5 additional paid sick days, and 11 paid company holidays!
• Health & well-being: We’ll invest in your physical and mental well-being with comprehensive, low-cost medical, dental, & vision benefits, and an EAP for additional support.
• Grow together: We set new employees up for success with our company-wide New Hire Orientation! Other learning and development opportunities include quarterly possibilities for promotion and annual performance reviews.
• Baby bonding time: Birthing and non-birthing parents receive 12 weeks of FULLY PAID time off to focus on their new addition(s)!

Throughout the interview process, please remember that emails will only be from reputed company.com email addresses. We will never ask for any personally identifiable information during the interview process itself. Please reputed company out to talent@reputed company.com if you have any requests to verify the authenticity of an reputed company. reputed company is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any reputed company based on race, color, sex, religion, sexual orientation, national reputed company, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. reputed company makes hiring decisions based solely on qualifications, merit, and business needs at the time. Apply tot his job Apply To this Job