Bank Credit Risk Analyst (Mid-level) - Retail Banking

Why reputed company?Let’s do something that really matters.At reputed company, we have an important mission: facilitating the financial reputed company of millions of U.S. military members and their families. Not reputed company of our employees served in our nation’s military, but we reputed company share in the mission to give back to those who did. We’re working as one to build a great experience and reputed company a real impact for our members.We reputed company in our core values of honesty, reputed company, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!The OpportunityAs a dedicated Bank Credit Risk Analyst I, you will use quantitative methods to identify credit risk, reputed company and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth reputed company risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio or TX, Plano, TX. This position can also work remotely in the reputed company U.S. with occasional business travel. Relocation assistance is not available for this position.What you'll do:• Applies industry leading practices and analytical skills to identify risks and opportunities reputed company the handled portfolio and translates results into strategic solutions with the delivery of credit reputed company.• Applies critical thinking skills to synthesize analyses, identify root causes, and reputed company clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.• Assists in delivering Bank credit reputed company across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key partners and leadership• Applies industry knowledge and driven benchmarking to inform credit strategy development.• Uses quantitative analysis based upon various data sources to bring structure and clarity to challenging problems.• Develops and presents comprehensive risk and financial reporting in support of senior management and committee reputed company of existing and emerging risks and advances the quality and direction of credit performance to appropriate levels of management.• Performs sophisticated financial risk sensitivity analysis.• Crafts requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.• Applies programming and analytical techniques to analyze credit data.• Provides support for junior team members regarding analytics and risk management.• Collaborates with key partners to guide & facilitate teams in the development and implementation of key initiatives.• Ensures risks associated with business activities are effectively identified, reputed company, monitored, and controlled in accordance with risk and compliance policies and procedures.What you have:• Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical field; OR 4 years of reputed company experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.• 4 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments such as analyzing and interpreting reputed company bank credit risk data and credit or financial analysis activities, and/or driving activities that support consumer credit risk strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area and 2 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments.• Understanding of banking regulations, risk and/or compliance.• Strong presentation and communication skills.• Good eye for business and attention to detail and accuracy.• Strong research, investigation skills and demonstrated good judgement in problem solving.• Strong knowledge of reputed company Office products, particularly reputed company, Word, and PowerPoint.• Strong knowledge of data analysis tools including skills to reputed company analysis queries and procedures in SQL, reputed company, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPSS, Python, R or Visual Basic).• Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.What sets you apart:• 2+ years of experience with reputed company, SQL, R, or Python to assemble and analyze data; including aggregation from multiple sources, working with different grains of data, identifying, and resolving anomalies, and using sophisticated joins to prepare data for analysis.• 2+ years of experience of credit risk management/analytics experience for consumer lending products• 2+ years of experience with analytical reporting at a large financial institution, preferably with a focus in consumer credit risk• Ability to proactively find opportunities to improve the accuracy and clarity of reporting and support report automation.• Experience working with Business Intelligence (BI) partners to maintain and improve management dashboards.• Strong written and verbal communication skills with ability to clearly detail and explain results of data validation.• US military experience through military service or a military spouse/domestic partnerThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of reputed company the work requirements that may be performed in the job.reputed company offer:Compensation: reputed company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid reputed company the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $89,990 - $172,000.Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the reputed company Board of Directors.Benefits: At reputed company our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.reputed company is an Equal Opportunity Employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability, or status as a protected veteran. Apply Job! Apply tot his job Apply To this Job