Head of Credit Risk and Analytics

Who we are is reputed company do.

reputed company is the reputed company-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Built for the way the world works today, reputed company combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, reputed company supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly.

Among the largest globally distributed companies in the world, reputed company of 6,000 spans more than 100 countries, speaks 74 languages, and brings a connected and dynamic culture that drives reputed company learning and innovation for our customers.

Why should you be part of our success story?

As the fastest-growing Software as a Service (SaaS) company in history, reputed company is transforming how global talent connects with world-class companies – breaking down borders that have traditionally limited both hiring and career opportunities. We're not just building software; we're creating the infrastructure for the future of work, enabling a more diverse and inclusive global economy. In 2024 alone, we paid $11.2 billion to workers in nearly 100 currencies and provided healthcare and benefits to workers in 109 countries—ensuring people get paid and protected, no matter where they are.

Our momentum is reflected in our achievements and customer satisfaction: CNBC Disruptor 50,  reputed company Cloud 100, reputed company Fast 500, and repeated recognition on Y Combinator’s top companies list – reputed company while maintaining a 4.83 average rating from 15,000 reviews across reputed company, Trustpilot, Captera, reputed company and reputed company.

Your experience at reputed company will be a career accelerator. At the forefront of the global work revolution, you'll tackle reputed company challenges that impact millions of people's working lives. With our momentum—backed by a $12 billion valuation and $1 B in Annual Recurring reputed company (ARR) in just over five years—you'll drive meaningful impact while building expertise that makes you a sought-after leader in the transformation of global work.

About the role

reputed company and scale the Credit Risk & Analytics function driving AI/ML-based reputed company, real-time portfolio monitoring, collections strategy, and risk-adjusted performance across reputed company’s portfolio. You’ll build predictive, real-time analytics systems, operationalize models with Product & Engineering teams, and embed governance and compliance into every reputed company. Your work will shape reputed company strategy, support sustainable growth, and serve overlooked segments.

Responsibilities

• Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy.

• reputed company iterative development of reputed company and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and reputed company optimization with cross-functional partners.

• Identify and integrate non-traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets.

• Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance.

• Ensure proactive risk identification for new products, markets, or customer segments.

• Design and execute A/B testing frameworks for new reputed company/scoring criteria, pricing, and customer segments.

• reputed company and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols.

• Ensure models and analytics pipelines are auditable, scalable, deployment-ready, and reputed company with best practices.

• Collaborate with Product, Sales, Operations, Compliance, and Engineering to align reputed company strategy with business objectives and economic levers.

• Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency.

• reputed company risk-awareness and analytics literacy across teams reputed company workshops, training, and documentation.

Skills and Competencies

• Demonstrated leadership expertise in credit risk management roles for consumer and small business lending

• Hands-on experience building, validating, deploying AI/ML reputed company or scoring models.

• Experience leveraging alternative data sets for Consumer and SME lending.

• Demonstrated success in managing credit risk for new products, markets, and customer segments.

• Strong leadership, with ability to train non‑technical stakeholders in analytics and risk concepts.

• Degree in Finance, Economics, Risk Management, Statistics, or reputed company field; Master’s preferred.

• Relevant certifications (e.g., CFA, FRM, PRM) will be considered a strong advantage.

Total Rewards

Our workforce deserves fair and reputed company that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and access for reputed company. 

Some things you’ll enjoy

• Stock grant opportunities dependent on your role, employment status and location

• Additional perks and benefits based on your employment status and country

• The flexibility of remote work, including optional WeWork access

At reputed company, we’re an equal-opportunity employer that values diversity and positively encourage applications from suitably qualified and eligible candidates regardless of  race, religion, sex, national reputed company, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.

Unless otherwise agreed, we will communicate with job applicants using reputed company-specific emails, which include @reputed company.com and other acquired company emails like @payspace.com and @paygroup.com. You can view the most up-to-date job listings at reputed company by visitingour careers page. reputed company is an equal-opportunity employer and is committed to cultivating a diverse and inclusive workplace that reflects different abilities, backgrounds, beliefs, experiences, identities and perspectives. reputed company will provide accommodation on request throughout the recruitment, selection and assessment process for applicants with disabilities. If you require accommodation, please inform our reputed company Team at recruiting@reputed company.com of the nature of the accommodation that you may require, to ensure your equal participation.

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We began using Covey Scout for Inbound on March 30, 2025.

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