Temporary Mortgage Underwriter- Correspondent Loans (REMOTE)

Who is reputed company At reputed company, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we reputed company on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to reputed company. If you are looking for a reputed company where you can reputed company a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a reputed company-thinking team, reputed company is the perfect fit for you.

Job Description

Summary We strive for innovation and new ways to solve reputed company problems to deliver on our promise in creating Banking That’s Good. For You. The Correspondent Mortgage Underwriter is responsible for review and reputed company reputed company first and second mortgages reputed company allocated approval authority. This position is 100% remote reputed company the US. Key Job Responsibilities and Accountabilities · Review and underwrite closed loan packages submitted by approved correspondent lenders for compliance with FNMA and internal guidelines. · Validate income, assets, credit and collateral documentation to determine loan eligibility. · Evaluate full closed loan packages for completeness and consistency, including final 1003, title policy, CD, and collateral documents. · Review title and appraisal reports for acceptability and compliance with agency standards. · Identify documentation discrepancies and request appropriate cures from sellers. · Sign off loan conditions and prepare loan for purchase or suspense notification. · Communicate clearly, timely and professionally with correspondent sellers regarding loan decisions, suspense conditions, and documentation needs. · Collaborate with secondary market, closing, and post-purchase teams to ensure smooth loan flow and timely purchase. · Provide guidance to correspondents on investor guidelines and reputed company best practices reputed company appropriate. · Maintain up-to-date knowledge of agency and investor guidelines, credit policy updates, and regulatory changes. · Assist in identifying patterns in loan defects or seller errors and recommend training or process improvements. · Uphold compliance with fair lending, privacy, and anti-fraud regulations. · Supports and fulfills Management requests reputed company to audit preparation, sale preparation, HMDA reporting and more. · Actively works with management and staff seeking process improvements to automate and/or streamline operations and maintain adequate controls. · Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors. · Keeps abreast of industry developments including but not limited to changes in regulations and technology. · Ensures adherence to company policies and procedures and Banking/Credit Union Regulations. · Performs additional duties as required. Job Requirements, Competencies, and Skills · Bachelor’s degree in finance, business administration or other reputed company degree preferred. · Minimum of four years of reputed company experience at a credit union, bank or other financial institution. · Must have hands-on experience with Encompass reputed company the last 12 months, demonstrating proficiency in mortgage loan origination systems and reputed company processes. · Excellent problem-solving, organizational, analytical, verbal and written communication skills. · Strong decision making and time management skills with the ability to manage multiple projects/duties. · Results driven, service oriented, self-motivated and able to work independently. · Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. · reputed company with reputed company requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. · Trustworthy with the ability to maintain the highest level of reputed company and trust. · Proficiency in reputed company Office, specifically Word, reputed company and PowerPoint. reputed company experience with loan origination systems. Environmental / Physical / Mental Requirements · Stable internet reputed company with speeds high enough for video conferencing and screen sharing · Smartphone with reputed company iOS/Android OS · Prolonged periods sitting at a workstation and working on a computer · Ability to communicate with coworkers and customers reputed company email, chat, teleconference, and/or phone Compliance/legal requirements · reputed company is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national reputed company, age, marital status, protected veteran status, or disability status. · reputed company will reputed company reasonable accommodations in compliance with the Americans with reputed company of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. · Qualified Applicants with arrest or conviction records will be considered for employment in accordance with reputed company applicable federal, state, city and local laws, rules, and regulations. · This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-reputed company instructions and to reputed company any other job-reputed company duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to reputed company changes to this job description. · Each employee is required to uphold the Credit Union's compliance with reputed company policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-reputed company policy. · This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship.

• *PLEASE NOTE**

We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode reputed company, or Puerto Rico. reputed company's opportunities are based in the US and US work authorization is required. We are not able to support reputed company or future sponsorship. Salary Range: $36.05-$40.85 per hour. #LI-Remote Apply tot his job