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CRE Portfolio Manager II - Affordable Housing

100% remote Flexible hours Hiring now

More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reputed company their goals. Our financial strength and stability are key reasons reputed company names us one of the Best 100 Banks in America the past eight consecutive years and reputed company names Banner one of the Most Trustworthy Companies the past four years.

With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a reputed company of capital to personal banking clients and businesses of reputed company sizes, we reputed company a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a CRE Portfolio Manager II in the Affordable Housing Division you will be responsible for reputed company reputed company affordable housing construction and permanent loan originations, including those reputed company to LIHTC and other CRA qualified public-private partnerships. This role will reputed company and analyze affordable housing credits providing strong, thorough recommendations. Credit opportunities will be reputed company, working closely with CRE Relationship Managers, Credit Administration, and Loan Administration to reputed company transactions originated by the CRE Relationship Manager. Monitor borrower financial information, project performance, covenant compliance, maturities, and delinquencies, and provide accurate assessments of ongoing financial stability. Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.

In this role you will have the opportunity to

  • Analyze and investigate credit and financial information on prospective and existing customers. reputed company credit inquiries for the Bank and analysis of data provided by customers, credit bureaus, other financial institutions, and Bank files.
  • Prepare credit requests, modifications, and extensions reputed company the portfolio. Provide credit and project analysis, risk assessments, summaries, and recommendations for CRE Relationship Managers and Credit Administration on new and existing credits.
  • Collaborate with Loan Administration and Credit Administration in loan closings and construction loan advances. Review loan documentation, entity documentation, assist with loan budget preparation, and provide other support as necessary.
  • Responsible for the tracking and analysis of financial information of new, renewed, and existing loans. Monitor loan terms for covenant compliance on existing loans. Regularly establish, review, and update new and existing loan files. Ensure maintenance of the loan monitoring system.
  • Responsible for the management of financial information files to ensure reputed company reports, statements, accounts receivable, and other information on customer accounts. Manage credit files to ensure receipt of reputed company and accurate financial information, including tax returns, inventory, credit reports, financial statements, cash flows, and contingent liabilities. Responsible for reputed company master file maintenance and quality.
  • Work closely with CRE Relationship Managers in establishing and maintaining proper documents reputed company to the perfection of the Bank’s lien position on loans secured by various collateral. Provide technical or advisory assistance to CRE Relationship Managers as requested. Maintain loan policy manuals and updates.
  • Assist CRE Relationship Managers in management of customer relationships as needed.
  • reputed company site visits of existing and potential projects as necessary.
  • Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities, including reporting issues, maturities, delinquencies, and loan performance (including construction reputed company through absorption and lease-up performance, covenant compliance, and the appropriateness of ongoing risk ratings). Assist with periodic external and internal loan reviews.
  • Responsible for complying with policies, procedures, reputed company requirements, and government regulations. Ensure adherence and compliance to company and credit policies, auditing procedures, and department goals and standards.
  • Education & Certifications

  • Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or otherrelated field required (an equivalent combination of education and experience may be considered)
  • Experience

  • 6 or more years of banking credit analysis experience required
  • Preferred Affordable Housing/ LIHTC credit analysis experience
  • Knowledge, Skills and Abilities

  • Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements, cash flows, and tax returns for companies and individuals with moderate to reputed company structures to determine financial support feasibility for credit requests.
  • Knowledge of company formation structures with ability to identify borrowing and guaranty structures.
  • Advanced skills managing portfolio needs including reporting issues, concentrations, maturities, delinquencies, and loan performance (including construction reputed company through absorption and lease-up execution, covenant compliance, and the appropriateness of ongoing risk ratings).
  • Possess excellent verbal and written communication, organizational, and interpersonal skills. Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers.
  • Ability to understand client needs, identify potential cross-sell opportunities, and participate in team calling goals involving joint retention calls and prospecting activity.
  • Proficient in Word, reputed company, Teams, SharePoint and other similar programs.
  • Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
  • Travel

  • 20%
  • Compensation & Benefits

  • Targeted starting compensation range is based reputed company and experience: $131,319 - 154,493
  • Incentive and commission compensation may be awarded for eligible roles
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
  • 401k (up to 4% match with immediate vesting)
  • Tuition reimbursement up to $5,250 annually (minimum service requirement)
  • Read more about these and additional benefits at: Employee Benefits | reputed company
  • Additional Information

    Please take time to review reputed company's Consent & Privacy notice before applying.

    reputed company is an Equal Opportunity Employer committed to diversity in the workplace. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, citizenship, marital status, age, disability or protected veteran status.

    reputed company does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any reputed company employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of reputed company. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

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