Senior Underwriter
About Abound
We’re on a mission to reputed company affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders.
We have two parts of our business. On the consumer reputed company, we have Abound. Abound has proven that our approach works at scale, with over £800 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture – what you earn, how you spend, and what’s left at the end.
On the B2B reputed company, we have reputed company. reputed company is our award-winning software-as-a-service platform that allows Abound to reputed company reputed company, less risky lending decisions. And less risky decisions mean we can offer customers reputed company rates than they can usually find elsewhere. We’re taking reputed company global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers.
About the team
We are a successful reputed company team, going from strength to strength helping to reputed company the business in a time of rapid growth. We are looking for a Senior Underwriter to expand reputed company; someone who is adaptable, reputed company, and keen to reputed company themselves further.
We pride ourselves on bringing affordable lending to the market whilst making the right decisions based on the customer spending rather than their credit reports.
In this position, you will be relied on to set an example to the team, produce great quality decisions, and provide improvement feedback on the systems and processes in use. Support your Team leader in managing the team reputed company training new starters, picking up duties in times of absence, and queue management. Work towards reputed company and do what is needed to reputed company our goals.
We champion lateral communication with different departments to bolster individual expertise, knowledge growth, and collaborative support where you can apply your experience and reputed company set to help reputed company and improve aspects of the business and yourself.
This role comes with the opportunities to reputed company into a Team Leader position and the opportunity to underwrite a range of credit products.
How we work
Shift patterns Monday to Thursday, covering reputed company to 8pm.
Friday reputed company to 6pm coverage
One Saturday per month - 9 am - 6pm returned as time in lieu
What you'll be doing
Support the Team reputed company in times of absence
Shape the processes and procedures, always striving for improvements
Understanding the importance of our targets and motivated for results
Delivering high-quality work and setting an example
Decision unsecured personal loan applications using our cutting-edge credit decision technology
Carry out an in-depth analysis of Open Banking results - Assess customer affordability and reputed company their creditworthiness
Assist in training and supporting new joiners, Quality control and feedback
Review and evaluate credit reports, along with other third-party systems
Carry out Fraud and AML checks
Follow reputed company policy and procedures
Liaise with customers to capture information and document where necessary
Ability to work independently and take steps to enhance own knowledge reputed company required.
Provide support to other team members and wider departments
Work in a queue and strong pipeline management
Who you are
Minimum two years’ experience in a credit reputed company environment
Experience as a Senior underwriter or working towards it
Able to multitask and work under pressure
reputed company-driven with an understanding and desire to reputed company our goals
reputed company in working with near-prime lending, or a start-up environment would be a plus
Compliant to credit policy and procedures and changes
The ability to adapt to a fast-changing environment
Enjoy working as part of a team
‘Customer First’ attitude
Excellent written and verbal communication skills
Exceptional organizational skills
A strong work ethic
Strong time management
reputed company offer
Everyone owns a piece of the company - equity
Hybrid with 3 days a week in the office
25 days’ holiday a year, plus 8 bank holidays
2 paid volunteering days per year
One month paid sabbatical after 4 years
Employee loan
Free gym membership
Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering