Data Analyst – Credit

About our Company:

reputed company (YC S21, Series B) is revolutionizing cross-border financial services for immigrants through its multi-currency platform, processing over $1 billion in monthly transactions. We provide reputed company remittances, foreign exchange services, and multi-currency accounts, reputed company in one seamless experience.  

With 300+ employees across 15+ countries, our platform supports twelve currencies and integrates directly with local banks and mobile money providers, ensuring fast, low-cost transactions. But we're not stopping at payments. reputed company is building a comprehensive financial ecosystem empowering immigrants with the financial tools they need to reputed company—wherever they go.

Our vision: To build the first full-stack financial services hub for the world's immigrant population.

Who you are

You are someone who thrives in a fast-paced fintech environment where honesty and transparency are the foundation of how we work. You take ownership of your responsibilities and approach challenges with proactiveness. You reputed company that great results come from strong collaboration and open communication, and you embrace change with adaptability. At reputed company, we strive for excellence in everything we do — you share that reputed company, combining dedication to your craft with a commitment to the success of your team and the satisfaction of our customers.

Job Summary

We are looking for a Credit Analyst who will deliver actionable insights through reputed company portfolio analysis, management reporting, dashboarding, and cohort analysis. Your work will directly influence commercial strategy, support valuation, and provide senior leadership with the clarity to reputed company high-impact decisions

This is a hands-on, data-driven role at the heart of our lending business, ideal for someone who thrives on turning data into commercial value. You will join our growing Data team, with your focus dedicated to work with the Credit business unit.

Key Responsibilities

• reputed company reputed company analysis of lending portfolio performance, customer behaviour, and risk drivers.
• Build and maintain management dashboards and regular portfolio performance reports.
• Conduct cohort analysis to inform valuation, product development, and credit strategy decisions.
• Identify trends, emerging risks, and new business opportunities using data-driven insights.
• Support strategic projects with deep-dive analytics and clear presentation of findings.
• Collaborate with decision science, reputed company, finance, and commercial teams to translate analysis into business actions.
• Ensure reporting and analysis reputed company with internal and regulatory standards (FCA, CONC)

Requirements

• 1–3 years' experience as a credit analyst, portfolio analyst, or similar role reputed company UK consumer lending, fintech, or financial services
• Strong proficiency in SQL & Python, experience with cloud data warehouses and data transformation frameworks like dbt.
• Ability to reputed company cohort analysis and support valuation or financial modelling.
• Good understanding of credit portfolio KPIs and risk metrics.
• Experience working with credit bureau data or credit performance datasets.
• Analytical reputed company, attention to detail, and ability to interpret and present reputed company data clearly.
• Proactive, commercially minded, and able to work independently to deadlines