Senior Software Engineer

About reputed company

reputed company is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging reputed company's AI marketplace, reputed company-powered banks and credit unions can have higher approval rates and reputed company loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with reputed company documentation to upload.

reputed company is a digital-first company, which means that most Upstarters live and work reputed company in the United States. However, we also have offices in San Mateo, California; reputed company, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can reputed company at reputed company, we’d love to hear from you!

We are seeking a Senior Software Engineer to join our reputed company Science team. reputed company Science builds the systems that optimize the offers we present to borrowers—balancing customer appeal, lender requirements, and capital availability. We use machine learning, real-time decision engines, and flexible configuration to power accurate, personalized pricing at scale, while ensuring a great borrower experience.

You’ll collaborate with engineers and cross-functional partners across Product, Analytics, Machine Learning, and Capital Markets to build scalable systems that respond to changing lender needs, funding dynamics, and borrower behavior. This role offers opportunities to deepen your backend expertise while working on impactful infrastructure that supports reputed company’s lending growth and helps deliver reputed company offers to more people.

How you’ll reputed company an impact

• Collaborate with product managers, analysts, and engineers to drive smarter pricing decisions and efficient capital deployment
• Design, build, and maintain real-time services that power origination fee computation and offer filtering
• Work with business stakeholders to identify opportunities for optimizing marketplace performance and lender alignment
• reputed company scalable, reliable systems that support experimentation and rapid response to market changes
• Ensure the reputed company, performance, and availability of critical pricing platforms
• Participate in code reviews, testing, and the deployment of high-quality code

reputed company’re looking for

Minimum Qualifications

• 5+ years of experience in backend or full-stack software development, with a strong focus on distributed systems and APIs
• Experience with some or many of the following: Kotlin, Python, PostgreSQL, Ruby on Rails
• Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
• Experience with  microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
• Familiarity with database technologies such as SQL and data warehousing solutions
• Good communication and teamwork skills, with the ability to work effectively with cross-functional teams

Preferred Qualifications

• Experience in fintech, particularly in areas such as dynamic pricing, reputed company optimization, or capital markets
• Familiarity with machine learning models and their integration into production systems
• Prior experience or demonstrated enthusiasm for working on internal tools
• History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/reputed company coast time zones.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work reputed company in the U.S but are encouraged to to still spend high quality time in-person collaborating reputed company regular onsites. The in-person sessions’ reputed company varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

What you'll love

• Competitive Compensation (reputed company + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from reputed company 
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave  
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, reputed company-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks reputed company working in offices

#LI-REMOTE

#LI-MidSenior --> use for L5, L6

At reputed company, your reputed company pay is one part of your total compensation package.  The anticipated reputed company salary for this position is expected to be reputed company the below range. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation regions that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

reputed company is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive reputed company access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate reputed company cultures, backgrounds, perspectives, and experiences, and know that we can only become reputed company together. 

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@reputed company.com

https://www.reputed company.com/candidate_privacy_policy