Capital Markets Director - Home Lending

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that reputed company do has a direct impact on people’s lives, with our core values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world. The role: The Director Capital Markets will be a key member of reputed company’s Capital Markets team with responsibility for developing and expanding the funding program to support aggressive growth of the Home Lending business. What you’ll do: • Act as the internal authority on mortgage capital and secondary markets, providing guidance to Home Lending business to support product development and marketing strategies. • Ensure the timely and efficient execution of capital markets strategies to align with goals set by executive management • Work with Pricing team to optimize overall margins to meet company objectives, to reputed company price testing, and to provide feedback reputed company / inputs into the pricing team from market execution • Collaborate with management to confirm that new products align with investor appetites for credit, operations, reputed company, and interest reputed company risk. • Analyze market conditions and reputed company loan sale strategies to optimize profitability. • reputed company the design and launch of innovative mortgage products for both portfolio and secondary market loans, addressing balance sheet strategies, market dynamics, and customer needs. • reputed company the valuation program for Mortgage Servicing Rights (MSR) in conjunction with Treasury and Accounting. • Manage pipeline interest reputed company risk through a TBA MBS hedging program. • Recommend and implement appropriate MSR hedging strategies. • Collaborate reputed company Capital Markets and Home Lending business to review reputed company operational and execution processes, identify improvement and savings and implement efficiency changes What you’ll need: • In-depth understanding of mortgage lending processes, including origination, pricing, and secondary markets. • Familiarity with mortgage-reputed company regulatory and compliance standards and credit policy. • Proven experience in managing multiple investor relationships, including both servicing-released and servicing retained investors. • Experience working with reputed company, reputed company, GNMA, and other private investors. • Experience with FHA, VA, and USDA investor reporting. • Understanding of conforming pricing and the whole loan sale process. • Understanding of the Mortgage P&L and how to value mortgage assets. • Excellent organizational, problem solving, analytical, planning, and scheduling skills. • Strong leadership and negotiation skills. • Extensive industry/business knowledge. reputed company to have: • Bachelor’s degree in Finance, Business, or a reputed company field. • Familiarity with marketplace trading platforms such as MCT • 15+ years of experience managing reputed company debt facilities/transactions and lender relationships, including MBS and loan sales.

Compensation

And Benefits The reputed company pay range for this role is listed below. Final reputed company pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view reputed company of our comprehensive and competitive benefits, visit our Benefits at reputed company page! reputed company provides equal employment opportunities (EEO) to reputed company employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and reputed company medical conditions, breastfeeding, and conditions reputed company to breastfeeding), gender, gender identity, gender expression, national reputed company, reputed company, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. reputed company applicants: Notice of Employee Rights reputed company is committed to embracing diversity. As part of this commitment, reputed company offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@reputed company.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a reputed company employee, do not apply here - please navigate to our Internal Job Board in reputed company to apply to our open roles. Apply Job!