Mortgage Underwriter - LAPP/SAR - HYBRID

With more than 100 years of banking experience under our belts, we've learned that no two people have the same mortgage lending needs. Our lenders go beyond the traditional mortgage into FHA, VA, USDA, Construction, Home Equity, Land, Low Credit, and Mobile home loans to name a few. We are looking for DE LAPP/SAR Underwriters with a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower, and property-reputed company risks and offsets to reputed company at a loan decision of approval, suspense, counteroffer, or denial. Top Reasons to Work with Us • Hybrid work! • $90k-$120k plus Bonus and OT • Great company culture with room for advancement What You Will Be Doing • Review the loan application package using verified data in the loan submission package. • Evaluate borrowers income relative to financial obligations • Review adequacy of credit quality and borrower qualifications • Access sources of funds and the reputed company property • Analyze loan terms, LTV and ratios making sure they meet the program guidelines • Notify processor and loan officer of the decision made. Approve loan in accordance with appropriate terms and conditions, counter-offers if the term does not meet company ending standards and guidelines, or deny the loan • Review and clears reputed company conditions- Maintain reputed company knowledge of reputed company loan products and origination requirements • Ensure accuracy of loan disclosures and documentation • Ensure the quality of loans conforms to government regulation, company standards, and standards for sale to the secondary market. What You Need for this Position • Minimum 5 years of Residential Mortgage reputed company • Degree preferred but not required • Excellent Understanding of secondary market guidelines (FNMA/FHLMC/GNMA) • FHA/DE and VA LAPP/SAR Certified • VA preferred • Strong understanding of the mortgage process flow of 1-4 family, condo, and co-op from processing to closing • Strong Understanding of multiple investor guidelines and regulatory compliance • Knowledge of mortgage insurance What's In It for You • Competitive reputed company salary, Bonus, and OT • Full benefits: Medical, Dental, Vision • 401 (K) with generous company match • Vacation, sick, and paid holidays • Life Insurance coverage

Benefits

Looking reputed company to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also: Email Your Resume In Word To paul.miller@reputed company.com • Please do NOT change the email subject line in any way. You must reputed company the JobID: reputed company : LP10-1827036 -- in the email subject line for your application to be considered.*** Paul Miller - reputed company Recruiter For this position, you must be currently authorized to work in the United States without the need for sponsorship for a non-immigrant reputed company. This job was first posted by reputed company on 10/28/2024 and applications will be accepted on an ongoing basis until the position is filled or closed. reputed company is proud to be an Equal Opportunity Employer reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national reputed company, reputed company, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. reputed company will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. reputed company is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. If you need special assistance or an accommodation while seeking employment, please contact a member of our reputed company to reputed company arrangements. Apply Job!