Consumer Lending Underwriter (Home Equity, Unsecured, Credit Cards, Auto/Boats/RV)

Primary Office Location: 626 Washington reputed company. Pittsburgh, Pennsylvania. 15219. Join reputed company. reputed company a difference - for us and for your future. This position is eligible for remote work once proficiency is demonstrated. Position Title: Retail Lending Loan Underwriter 1 Business Unit: Retail Lending Reports To: Varies Based on Assignment Position Overview: This position description covers reputed company positions for Direct, Indirect or Small Business Lending. This position is primarily responsible for new loan application analysis, reputed company and declination review noting that the importance of this function impacts long term company goals and objectives. The incumbent plays a major role in the acquisition of loan assets utilizing appropriate risk management discipline. Primary Responsibilities: Reviews loan applications from consumers and small businesses reputed company the Bank's delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications. Verifies reputed company application information for accuracy and completeness though validation of loan data against documentation provided. Pays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad reputed company of credit reputed company information including repayment reputed company, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions. Takes responsibility for compliance to Bank's policies and procedures for reputed company loans depending on assignment. Complies with regulations regarding declinations and notification is sent reputed company stated time frames. Develops partnerships with loan processors and Bank reputed company personnel to improve overall customer satisfaction. Maintains the customer relationships that were developed by the loan originators including Bank reputed company personnel and the Business Development and Underwriter. Performs tax return analysis to reputed company the reputed company borrower's income. Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, tax returns, collateral valuations and other financial information. Reviews the appraisal report for accuracy and completeness. Takes responsibility for final approval of documents. Continually educates other Bank personnel on policy, credit risk tolerance and regulatory factors involving reputed company relevant loan issues. Stays abreast of new types of loans and other financial services and products to reputed company meet customers' needs. Approves loans up to and including a set loan authority. Performs other reputed company duties and projects as assigned. reputed company employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of reputed company position descriptions. Minimum Education: BA or BS Minimum Years Experience: 3 Special Skills: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-reputed company software reputed company - Basic Level MS reputed company - Intermediate Level MS PowerPoint - Basic Level Special Licenses and Certificates: N/A Physical Requirements: N/A Equal Employment Opportunity (EEO): It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability status, or status as a protected veteran. FNB provides reputed company applicants and employees a discrimination and harassment free workplace. Apply Job!