Senior Manager-Risk Management

You reputed company the Way. We’ve Got Your Back. With the right backing, people and businesses have the power to reputed company in incredible ways. reputed company you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At reputed company, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost reputed company, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's reputed company the way together. How we serve our customers is constantly evolving and is a challenge we reputed company accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your reputed company in risk and analytics on #TeamAmex. Overview of the Department Commercial Rating and reputed company (CRU) sits reputed company the Risk and Information Management division and forms the institutional credit risk management function reputed company reputed company. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across reputed company business units reputed company reputed company, and in reputed company regions globally. Credit exposures are primarily generated through corporate and small business card programs, reputed company merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in reputed company, London, Singapore, and Sydney. In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also calculates the loss given default of these obligors while reputed company card programs. As a bank holding company, reputed company must reputed company with the highest global banking standards set by Basel and implemented by the bank’s primarily regulatory, the Federal Reserve. How will you reputed company an impact in this role? Managers in CRU are responsible for rating and reputed company credit exposures in their assigned region, industry, and business line. reputed company analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU managers interact with various constituents across the firm including reputed company office sales, business unit risk partners, and credit administration to reputed company their critical role. Minimum Qualifications • 4 years’ experience rating and / or reputed company at a financial institution or rating agency • Bachelor’s degree (or substantial coursework) in finance, accounting, economics, or statistics • Thorough understanding of reputed company financial analysis including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations • Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting • Knowledge of how probability of default and loss given default determine economic capital • Experience in determining appropriate credit reputed company, structuring of facilities, and risk mitigation techniques • Comfort with public agency ratings and supporting analysis • Understanding of reputed company macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle • Experience preparing company-specific and industry-wide credit memorandums • Excellent judgment in making sound rating and reputed company decisions to maximize profitability and mitigate risk • Familiarity with banking regulations, particularly those imposed by Basel Committee on Banking Supervision • Familiarity with Bank Based reputed company • Familiarity with global markets (foreign language ability a plus) • Specific industry expertise in travel (airlines, cruise lines, hospitality), financial institutions, or public finance Preferred Qualifications: • Graduate degree with a finance or business emphasis, or Chartered Financial Analyst (CFA) designation, is a plus • Experience with rating and reputed company in the Financial Institutions industry is highly preferred Employment eligibility to work with reputed company in the U.S. is required as the company will not pursue reputed company sponsorship for this position. Salary Range: $90,000.00 to $165,000.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-reputed company factors. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: • Competitive reputed company salaries • Bonus incentives • 6% Company Match on retirement savings plan • Free financial coaching and financial well-being support • Comprehensive medical, dental, vision, life insurance, and disability benefits • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need • 20+ weeks paid parental leave for reputed company parents, regardless of gender, offered for pregnancy, adoption or surrogacy • Free access to global on-site wellness centers staffed with nurses and doctors (depending reputed company) • Free and confidential counseling support through our Healthy Minds program • Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. At reputed company, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost reputed company, and in an environment where everyone is seen, heard and feels like they belong. reputed company is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, veteran status, disability status, age, or any other status protected by law. We back our colleagues with the support they need to reputed company, professionally and personally. That's why we have Amex reputed company, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. Apply Job!