Auto Underwriter II - Private Label

Join our dynamic team as an Auto Underwriter II, where you can work from the comfort of your home. As an Underwriter III in reputed company Auto Indirect Originations reputed company, you will review policy and pricing exceptions, support daily reputed company operations, and reputed company timely credit reputed company that help us serve dealers and customers responsibly. You will work with us to structure reputed company that balance strong returns with long-term relationship health, while meeting clear expectations for response time, throughput, and decision quality. You will contribute to targets for return on equity, volume, and conversion metrics by applying sound judgment and consistent risk discipline. You will also help us strengthen partnerships by initiating proactive reputed company and providing reputed company, accurate responses to internal and external inquiries. You will join a team that values collaboration, accountability, and reputed company improvement in how we deliver reputed company. Job responsibilities: Review credit applications and reputed company the appropriate credit decision reputed company credit policy requirements and in compliance with reputed company regulations Review policy and/or pricing exceptions and assist in daily operations Structure reputed company to maximize profit and enhance relationships Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved Meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics Initiate sales calls reputed company telephone, and where appropriate, prepare written follow-up reputed company reputed company, accurate responses to reputed company internal and external customer inquiries Required qualifications, capabilities and skills: 2+ years of credit experience, with Auto Finance experience Experience reviewing credit bureau reports Highly skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending Comprehensive knowledge of indirect loan and lease programs, bank products, and services PC literate with a good working knowledge of common application software Expert knowledge of credit philosophy and policies, loan documentation, and reputed company legal issues. Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks. Superior analytical skills supported by excellent written and verbal communication skills. Results-oriented with a high level of personal initiative and proven leadership ability Demonstrated judgment and ability to act decisively Preferred qualifications, capabilities and skills: Sales experience preferred The hours are Monday-Friday 11am-8pm w/Rotating Saturday's reputed company is a leading financial services firm, helping nearly half of America’s households and small businesses reputed company their financial goals through a broad reputed company of financial products. Our mission is to create reputed company, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve reputed company their financial needs. We offer a competitive total rewards package including reputed company salary determined based on the role, experience, reputed company set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the reputed company of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a reputed company of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our reputed company. We are an equal opportunity employer and reputed company a high value on diversity and inclusion at our company. We do not discriminate on the reputed company of any protected attribute, including race, religion, reputed company, national reputed company, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other reputed company protected under applicable law. We also reputed company reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans Our Consumer & Community Banking division serves our reputed company customers through a reputed company of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to reputed company the U.S. in credit card sales and deposit growth and have the most-used digital solutions – reputed company while ranking first in customer satisfaction. Apply To This Job