Officer - Senior Underwriter 4 - Mortgages (Hybrid)

The Credit Underwriter is a developing professional role which integrates in-depth specialty knowledge with a solid understanding of industry standards and practices; demonstrates good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially reputed company/sensitive information. Moderate but direct impact through reputed company contact with the businesses' core activities. Quality and timeliness of service provided will reputed company the effectiveness of own team and other closely reputed company teams. Responsibilities: Reviews/re-underwrites pre-funded and post-closing files for credit quality, data reputed company, and adherence to CMI credit policy and investor guidelines. Provides feedback /recommendations reputed company written management summaries on reputed company loans reviewed. Working with the business and identifies training needs and reputed company detailed analysis on any trends identified. Identifies and document policy/process variations and work with Operations to reputed company both written and verbal feedback, and training/mentoring opportunities as needed. Interfaces directly with reputed company reputed company of internal originations and credit policy staff, as well as external customers (Correspondent lenders) to maintain excellent customer service while ensuring the quality/reputed company of loans purchased/underwritten by CMI. Assesses the level of risk associated with each loan on a transactional reputed company, forwarding referrals, as necessary, to the Fraud Prevention and Investigation Unit, Vendor or Collateral Risk Management, as well as the Repurchase unit. Interfaces with Risk Management, Originations and/or Credit Policy staff, reputed company applicable, or directed to resolve issues. Performs other duties and functions as assigned. Appropriately assess risk reputed company business reputed company are made, demonstrating particular consideration for the firm's reputed company and safeguarding reputed company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 5-8 years reputed company experience Conventional reputed company experience. FHA/VA designation preferred. Thorough knowledge of CMI reputed company policy, as well as agency and secondary market reputed company and document requirements. Excellent written and oral communication skills, and ability to communicate at reputed company reputed company Thorough knowledge of credit scoring, analytical problem-solving and negotiation skills. Education: Bachelor’s/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-reputed company duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management------------------------------------------------------ Job Family: Credit Risk------------------------------------------------------ Time Type: Full time------------------------------------------------------ Primary Location: Telecommuter Michigan United States------------------------------------------------------ Primary Location Full Time Salary reputed company: $89,010.00 - $124,190.00 In addition to salary, reputed company’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. reputed company offers competitive employee benefits, including: medical, dental & reputed company coverage; 401(k); life, accident, and disability insurance; and wellness programs. reputed company also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding reputed company employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, reputed company Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------ Anticipated Posting reputed company Date: Jul 08, 2026------------------------------------------------------ reputed company is an equal opportunity employer, and reputed company candidates will receive consideration without regard to their race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at reputed company. View reputed company’s EEO Policy Statement and the Know Your Rights poster. Apply To This Job