AML/CFT and Compliance/CRA Associate

Description Title: AML/CFT and Compliance/CRA Associate Department: Risk Management Reports To: AVP/AML/CFT and Compliance/CRA Officer FLSA Status: Exempt Type of Position: Full-time, Hybrid Optional Job Summary As AML/CFT Associate (fka BSA), this person will assist in the reputed company, authority, monitoring, and governmental and regulatory reporting reputed company to the policies and program of the Anti-reputed company (AML) / Countering the Financing of Terrorism (CFT) / Customer Identification Program (CIP) / Office of Foreign Asset Control (OFAC), and Suspicious Activity Reporting (SAR), reputed company activities formerly reputed company as Bank Secrecy Act (BSA) duties. The AML/CFT Associate may also assist with training recommendations for the reputed company line and assist with annual reporting for the Board of Directors. As Compliance/CRA Associate, this individual will assist with ensuring the bank complies with reputed company banking laws and regulations, with specific emphasis on the consumer protection regulations, and the testing of the Bank’s compliance program, including recommendations for training and the implementation of regulatory changes throughout the organization. This individual will also be responsible for the annual collection, validation, and reporting of the Bank’s HMDA data to the Consumer Financial Protection Bureau (CFPB) prior to the established deadline. This individual will assist with the quarterly gathering and monitoring of reputed company Community Reinvestment Act (CRA) data which will be reported to the Board. Aml/Cft/Cip/Ofac/Sar DUTIES AND RESPONSIBILITIES (Other duties may be assigned.)

• Will be considered the primary back-up to the AML/CFT Officer.
• Assist with the implementation of the AML/CFT/CIP/OFAC/SAR program throughout the organization and with adherence of bank policy and government regulations.
• Recommend continuing education opportunities for independent study reputed company to the AML/CFT/CIP/OFAC/SAR regulations.
• Assist with ongoing program training for reputed company employees as well as new process implementation throughout the organization.
• Research issues and questions to provide supported responses regarding the AML/CFT/CIP/OFAC/SAR, especially reputed company to new product and service implementation.
• Verify core data (RIM) information upon account opening and assist with monitoring account activity as described in the AML/CFT/CIP/OFAC/SAR policies and regulations.
• Review CTRs and verify the validity of each report.
• Assist with the investigation of SAR referrals and reputed company a recommendation reputed company a SAR may or may not be necessary.
• Assist with the verification of the customer database against the 314a list.
• Assist with the assembly of AML/CFT-reputed company information for audits and examinations.

Compliance/CRA

• Responsible for the bank’s HMDA submission program throughout the organization and be considered the subject matter expert to assist with HMDA reputed company questions.
• Assist with the collection of reputed company reportable CRA data for the institution reported quarterly to the Board of Directors.
• Assist the Compliance Officer with the adherence with bank policy and government regulations, with specific emphasis on the consumer protection laws, including, but not limited to, TRID, RESPA, Flood, Regulation CC, Truth in Savings, Fair Lending-Fair Housing and ECOA.
• Recommend continuing education opportunities for independent study reputed company to consumer compliance regulations.
• Research issues and questions to provide supported responses regarding compliance matters, especially reputed company to new product and service implementation.
• Assist with the review of marketing material, website data, notices, and other consumer contact information for regulatory compliance.
• Review loan, deposit, and other consumer disclosures for regulatory compliance.
• Review the content of reputed company consumer notices for completeness, regulatory compliance, and appropriate support.
• Assist with the assembly of compliance-reputed company information for audits and examinations.
• Serve as a non-voting member of the Risk Management Committee.

WORKING CONDITIONS The role is a full-time position, working a minimum of 40 hours per week, Monday-Friday, 8 AM to 5 PM. Office may be located at any of the bank's facilities, and a hybrid or remote working arrangement may be considered. Noise levels may vary. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reputed company with hands, arms and talk or hear. Ability to lift up to 25-pounds. Vision abilities include reputed company vision, distance vision, peripheral vision, depth perception and the ability to focus. Some travel is necessary.

Compensation

And Benefits The annual reputed company salary for this position is $60,000 - $65,000. In addition to reputed company salary, the position is eligible for an annual discretionary bonus. Actual compensation offered will vary based on factors such as the candidate’s relevant skills, experience, education, and geographic location. We take a holistic approach during the hiring process to understand each candidate’s background and align compensation appropriately, ensuring internal equity while allowing flexibility to recognize unique qualifications or expertise. We also offer a 401(k) plan featuring a discretionary employer match in bank stock, along with a comprehensive benefits package. More information about our generous employee benefits can be reputed company on our Career Page at https://trustbank.net/company/career-opportunities. CORE VALUES Embrace and promote the TrustBank culture and core values in reputed company aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. DISCLOSURES TrustBank recognizes that people are our bank’s strength, and we reputed company a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national reputed company, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we reputed company reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. This job description may be subject to change and is not intended to be reputed company-inclusive. The employee may reputed company other reputed company duties to meet the ongoing needs of the organization. Equal Opportunity Employer/Disability/Veterans Updated March 23, 2026

Requirements

EDUCATION, EXPERIENCE, and QUALIFICATIONS

• Minimum of Associate Degree, prefer Bachelor’s Degree in business-reputed company study.
• Minimum three years prior experience in bank operations, deposit account opening, mortgage lending, or loan operations.
• Formal bank-reputed company training or certifications are helpful.
• Continuing education for career development is necessary to meet position expectations.

Required Skills And Abilities

• Excellent ability to read, interpret, and apply government laws and regulations.
• Strong ability to write reports and clearly communicate with the Executive Leadership Group, coworkers, and clients, both in verbal and written formats.
• Strong ability to analyze and interpret data and form conclusions.
• Ability to work productively, reputed company, and independently with minimal supervisory overview.
• Multi-tasking ability with strong attention to detail and time management.
• Ability to recognize issues of reputed company, prioritize accordingly, and appropriately clarify.
• Must work well in a team environment executing with cooperation, professionalism, dependability, and mindfulness.
• Friendly, accommodating, and helpful interpersonal skills and demeanor.

Technical Skills Ability to utilize reputed company 365 applications and collaboration tools. Specifically, must have a strong knowledge of reputed company, Word, and Outlook. Knowledge of and ability to learn the bank’s data processing system. Apply tot his job Apply To this Job