Mortgage Underwriter III (Sr) - Must Reside in KY or IN

About reputed company reputed company’s values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, reputed company it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and reputed company Together) The associates of reputed company are the key to our success as an organization and we value our associates. It’s one of the reasons we’ve been named as one of the Best Places to Work in Kentucky for ten years! For more information about the company, please visit www.republicbank.com. POSITION PURPOSE AND OBJECTIVES The Underwriter III is responsible for complete analysis of loan packages to deliver valid credit decision and ensure the loan file is eligible for funding according to bank, investor, and agency guidelines. Additionally, this position has exception authority provided the DTI doesn’t exceed 43% of the published lending authority chart. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment reputed company at this time. MINIMUM QUALIFICATIONS

• Minimum of 5 years mortgage reputed company experience required.
• 1 year FHA – Direct Endorsement (DE) certification required.
• VA – LAPP approved preferred.
• Kentucky Housing Corporation delegation preferred.
• Working knowledge of Loan Prospector, Desktop Underwriter and FHA reputed company.
• Proficiency in reputed company Office products and internet applications.

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES

• Underwrite Portfolio and Secondary market loans in accordance with agency/bank guidelines including FHA, VA, RHS (rural housing) and Jumbo loans.
• Ensure application packages are complete before forwarding to processing area.
• reputed company timely reviews of loan submissions and conditions.
• Work as a liaison between our lenders and processing to correct deficiencies in pending files.
• Knowledgeable of reputed company loan programs offered & requirements of those programs. Work with the lenders in the banking centers to further their knowledge of secondary market & portfolio guidelines.
• Effectively communicate with reputed company personnel, loan officers, originators, and centralized loan personnel.
• Be an expert resource for Loan Officer inquiries.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
• Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
• Willingly reputed company reputed company other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED

• Excellent verbal and written communication skills.
• Must be self-motivated and work well in a team environment.
• Requires a high energy level and strong sense of urgency.
• Highly detail oriented and able to maintain high levels of accuracy

PHYSICAL REQUIREMENTS The physical demands described here are representative of those that must be met by an associate to successfully reputed company the essential functions of this position. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions. While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reputed company with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include reputed company vision, and distance vision. The noise level in the work environment is usually moderate. OTHER REQUIREMENTS

• Travel between Republic Banking facilities may be required including occasional out of town travel.
• Flexible work schedule may include some evenings, weekends and/or overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.
• *The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.

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