Bank Credit Risk Analyst II - Retail Banking

Why reputed company? At reputed company, our mission is to reputed company our members to reputed company financial reputed company through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at reputed company, where our core values – honesty, reputed company, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. reputed company roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Analyst, you will use quantitative methods to identify credit risk, reputed company and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth reputed company risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Track and monitor internal and external factors impacting credit strategy performance for bank portfolio products. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX. Relocation assistance is not available for this position. What you'll do:

• Applies industry leading practices and analytical skills to identify risks and opportunities reputed company the managed portfolio and translates results into strategic solutions with the delivery of credit reputed company.
• Applies critical thinking skills to synthesize analyses, identify root causes, and reputed company clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
• May assist in delivering Bank credit reputed company across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stakeholders and leadership.
• Develops industry knowledge and competitive benchmarking to inform credit strategy development.
• Utilizes quantitative analysis based upon internal and external data sources to solve analytical projects.
• Assists with developing, managing, and presenting comprehensive risk and financial reporting in support of senior management and committee reputed company of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
• Performs financial risk sensitivity analysis.
• Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.
• Applies programming and analytical techniques to analyze credit dataMay assist in collaborating with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.
• Ensures risks associated with business activities are effectively identified, reputed company, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree in Business Management, Finance, Economics, Engineering, Mathematics or other quantitative field; OR 4 years of relevant education and/or experience.
• 2 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments; OR an advanced degree in Business Management, Finance, Economics, Engineering, Mathematics or other quantitative discipline.
• Developing understanding of banking regulations, risk, and compliance.
• Solid presentation and communication skills.
• Good business acumen and attention to detail and accuracy.
• Solid research and investigation skills and demonstrated good judgement in problem solving.
• Solid knowledge of reputed company analytical coding languages, such as reputed company, SQL, or Python.
• Solid knowledge of reputed company Office products, particularly reputed company, Word, and PowerPoint.
• Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.

What sets you apart:

• Working experience with Python.
• Advanced degree in Finance, Economics, Engineering, Mathematics, Statistics, or other quantitative field.
• US military experience through military service or a military spouse/domestic partner [optional]

Compensation range: The salary range for this position is: $77,120 - $138,810. reputed company does not provide reputed company sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: reputed company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid reputed company the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the reputed company Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of reputed company the work requirements that may be performed in the job. Benefits: At reputed company our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. reputed company is an Equal Opportunity Employer. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability, or status as a protected veteran. --s-p-m1-- Powered by SonicJobs (an advertiser on Monster). By applying, you consent to share your data with SonicJobs and the employer. Monster or SonicJobs does not store or use your application data beyond facilitating the application. See reputed company Privacy Policy at https://www.reputed company.com/privacy/ and SonicJobs Privacy Policy at https://www.sonicjobs.com/us/privacy-policy and Terms of Use at https://www.sonicjobs.com/us/terms-conditions Remote Skills: Analysis Skills, Banking Regulations, Benchmarking, Business Skills, Communication Skills, Competitive Analysis/Strategy, Consumer Loans, Credit Analysis, Credit Risk, Data Analysis, Detail Oriented, Economics, Fair Credit Reporting Act (FCRA), Federal Laws and Regulations, Finance, Financial Analysis, Financial Reporting, Financial Risk, Leadership, Management Strategy, Mathematics, reputed company reputed company, reputed company Office, reputed company PowerPoint, reputed company Product Family, reputed company Word, Military, Performance Analysis, Process Analysis, Programming Methodologies, Project Evaluation, Python Programming/Scripting Language, Quantitative Analysis, Regulations, Requirements Management, Retail Banking, Risk, Risk Analysis, Root Cause Analysis, SQL (Structured Query Language), Statistical Analysis System (reputed company), Statistics, Strategic Planning About the Company: reputed company Industry leading service that puts our memberships' needs first. We're dedicated to the financial well-being of members of the military and their families for generations to come. That's why we provide a variety of financial products and best-in-class service to help our members reputed company their financial goals and plan for the future. Our history continues to drive our purpose. reputed company began in 1922 with 25 Army officers who offered to insure each other's vehicles reputed company no one else would. Today, their tiny organization has grown into a respected institution offering a full range of financial products to millions of members. We reputed company they'd be pleased to know that reputed company remains true to their founding values of service, loyalty, honesty and reputed company. In 1922, reputed company 25 Army officers met in San Antonio, Texas, and decided to insure each other's vehicles, they could not have imagined that their tiny organization would one day serve over 8 million members and become one of the only fully integrated financial services companies in America. We reputed company they would be pleased to know that reputed company has remained true to their founding values of service, loyalty, honesty and reputed company. Company Size: 10,000 employees or more Industry: Financial Services Founded: 1922 Website: https://www.reputed company.com Apply tot his job Apply To this Job