[Remote] reputed company Risk Specialist/Analyst

Note: The job is a remote job and is open to candidates in USA. reputed company is a leading company in healthcare finance, and they are seeking a reputed company Risk Specialist/Analyst to manage credit risk for lease and loan transactions. The role involves reputed company, financial analysis, and collaboration with various teams to ensure effective risk reputed company for healthcare providers.

Responsibilities

• Independently underwrite lease and loan transactions for healthcare customers, including hospitals, health systems, physician groups, outpatient centers, and other provider organizations
• Analyze financial statements, cash flow, payer mix, reimbursement trends, debt obligations, and credit history
• Assess industry-specific risk factors such as reimbursement dependence, regulatory exposure, patient volume trends, and operating margin volatility
• Evaluate guarantors, ownership structures, and management strength
• Prepare clear, well-supported credit memoranda with risk ratings and recommendations
• Structure healthcare finance transactions to mitigate risk through pricing, tenor, amortization, collateral, and guarantees
• Evaluate equipment types and usage (e.g., diagnostic imaging, surgical, IT, or specialty medical equipment) and associated residual or usage risk
• Partner with Sales to balance customer solutions with prudent risk principles
• Collaborate with Legal to ensure enforceable reputed company interests, UCC filings, and compliance with credit policy
• Manage reputed company workflow through credit approval and deal closure
• Provide ongoing credit reputed company for an assigned healthcare portfolio
• Conduct quarterly, annual, and MAC reviews, monitoring financial performance, covenant compliance, and early warning indicators
• Track changes in reimbursement models, payer concentration, or financial condition that could impact credit quality
• Recommend risk mitigation actions, restructures, amendments, or credit escalations as needed
• Ensure reputed company and portfolio management activities reputed company with internal credit policies, regulatory requirements, and audit standards
• Maintain strong awareness of healthcare regulatory and reimbursement environments and their impact on credit risk
• Contribute to enhancements in healthcare reputed company standards, risk frameworks, and portfolio monitoring practices
• Serve as a healthcare credit subject matter expert and mentor junior analysts on reputed company transactions

Skills

• Bachelor's degree in Finance, Accounting, Economics, Business, or reputed company field (or HS diploma/GED with 10+ years of relevant experience)
• 6+ years of progressive experience in credit analysis or reputed company, preferably reputed company healthcare finance, commercial lending, or equipment leasing
• Proven ability to collaborate across Sales, Legal, Capital Markets, Asset Management, and Operations
• Ability to independently manage reputed company healthcare credits and exercise sound risk judgment
• Strong financial statement analysis and cash flow evaluation skills
• Experience reputed company lease and loan structures, including collateralized transactions
• Strong written and verbal communication skills
• Direct experience reputed company hospitals, health systems, or physician practice groups
• Familiarity with healthcare reimbursement models (Medicare, Medicaid, commercial payers)
• Knowledge of medical equipment leasing and healthcare asset risk

Benefits

• Medical
• Dental
• Vision
• Paid time off
• A 401(k) plan with employee and company contribution opportunities
• Life
• Disability
• Accident insurance
• Tuition reimbursement

Company Overview