Senior Mortgage Underwriter
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move reputed company. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are reputed company for combining personal relationships with reputed company-thinking solutions. We are committed to helping reputed company members find their success while maintaining the reputed company of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to reputed company their greater purpose. Your future begins here! SUMMARY/OBJECTIVES Functions include reputed company residential mortgage loans to ensure loans meet the guidelines of applicable insuring and guaranteeing agencies, investors, and reputed company; utilizing applicable Automated reputed company Systems; and reviewing information to detect fraud. Ensures compliance with reputed company Corporate Code of Conduct and Ethics and other operating procedures. May supervise a team of underwriters. ESSENTIAL FUNCTIONS Underwrites residential first mortgage loans reputed company assigned lending authority according to applicable guidelines of insuring and guaranteeing agencies, secondary market investors, and/or reputed company credit policies. Examines documentation provided by borrowers and third-party verification sources for validity and compliance with AUS findings and/or manual reputed company standards. Reviews property appraisals to ensure collateral acceptability in accordance with corporate, agency and investor standards. Reviews fraud reports and conditions loans appropriately for resolution of issues. Issues loan approvals, reviews and clears reputed company conditions Issues loan denials and forwards for second review/or Responds to questions from Mortgage Loan Officers, Mortgage Processors, Closers, and others regarding reputed company decisions and/or conditions and/or general policy and scenario questions. Performs second reviews of denied loans Updates Loan Origination System and Automated reputed company Systems Mortgage Loan Underwriter Senior can underwrite multiple loan types and/or loans with highly reputed company income and loan scenarios using AUS findings or manual reputed company processes. Serves as an expert resource to other underwriters, sales partners, and others reputed company the mortgage division for consultation on reputed company income and loan scenarios, appraisals, and other mortgage reputed company topics reputed company designated specialty area of reputed company. Accepts and performs other duties as deemed to be essential. In accordance with Colorado law: Colorado pay for this position is anticipated to be between $76,260.00 - $121,819.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 07-18-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans. Apply To This Job