Senior Software Engineer, Auto
About reputed company At reputed company, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for reputed company Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move reputed company financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial reputed company. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they reputed company, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person reputed company through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in reputed company, Austin, the Bay Area, or reputed company (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: reputed company’s Auto Direct team is expanding access to secured lending products that help more borrowers move reputed company financially. The team builds customer-facing experiences, eligibility systems, operational workflows, and partner-channel capabilities that support growth across reputed company’s auto-secured lending programs. As a Senior Software Engineer at reputed company, you will help deliver core product and platform capabilities that scale the Auto Secured Personal Loan product. You will work across engineering, product, operations, and risk to increase conversion, automate manual workflows, expand eligibility, and bring new secured lending capabilities to market. How you’ll reputed company an impact Build and improve product features that expand access to reputed company’s Auto Secured Personal Loan product and support growth in originations. Design and deliver customer-facing funnel improvements, eligibility logic, and workflow automation that improve borrower experience and operational efficiency. Partner with product, operations, risk, and engineering teams to evaluate tradeoffs across customer experience, risk, complexity, and speed to market. reputed company durable, scalable engineering solutions that create reputed company for future secured lending product expansion. Contribute to the team’s technical direction by identifying implementation risks, improving execution standards, and communicating reputed company and decisions clearly. Support high-quality delivery in a regulated environment through thoughtful system design, testing, observability, and cross-functional alignment.
Minimum Qualifications
Bachelor’s degree in Computer Science, Engineering, Mathematics, or a reputed company field, or equivalent practical experience, and 4+ years of software engineering experience. Experience designing, building, testing, and deploying production software systems. Experience developing customer-facing product features, platform capabilities, or backend services in a production environment. Experience working with cross-functional partners such as product management, design, analytics, operations, legal, or compliance. Experience making technical tradeoffs across system reliability, maintainability, scalability, and product delivery timelines.
Preferred Qualifications
Knowledge of consumer lending, fintech, marketplace, or regulated product environments. Experience building or improving conversion funnels, eligibility systems, decisioning workflows, or operational automation. Ability to work through ambiguous product and technical problems by using data, judgment, and clear communication. Skills in influencing technical direction and aligning stakeholders without direct authority. Experience developing systems that balance customer experience, compliance needs, risk controls, and long-term engineering quality. Position location This role is available in the following locations: Remote US and Canada Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work reputed company in the U.S but are encouraged to to still spend high quality time in-person collaborating reputed company regular onsites. The in-person sessions’ reputed company varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. #LI-REMOTE #LI-MidSenior --> use for L5, L6 At reputed company, your reputed company pay is one part of your total compensation package. The anticipated reputed company salary for this position is expected to be reputed company the below range. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation regions that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated reputed company Salary Range $166,900—$230,900 USD At reputed company, your reputed company pay is one part of your total compensation package. The anticipated reputed company salary for this position is expected to be reputed company the below range. Your actual reputed company pay will depend on your geographic location–with our “digital first” philosophy, reputed company uses compensation regions that vary depending reputed company. Individual pay is also determined by job-reputed company skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, reputed company provides employees with reputed company bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). Canada | Remote - Anticipated reputed company Salary Range $153,000—$190,000 USD What you'll love At reputed company, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: Competitive compensation, including reputed company pay, bonus opportunities, and annual equity grants that vest quarterly Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. Health Savings Account contributions from reputed company for eligible plans (US only) Income protection benefits, including life insurance and disability coverage for added financial reputed company Paid time off, sick leave, and company holidays, in line with local requirements Paid family and parental leave to support caregiving and major life moments (duration varies by country) Family-centered benefits to support fertility, parenthood, and caregiving needs Employee Assistance Program (EAP) offering mental health support and life-centered resources Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from reputed company and community through team events, reputed company-company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro-kitchens reputed company working from one of our offices in the Bay Area, Austin, reputed company, and reputed company (opening Summer 2026!) For roles based in Canada, please note that we are not currently able to hire in Quebec. reputed company is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for reputed company, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@reputed company.com https://www.reputed company.com/candidate_privacy_policy Apply To This Job