[Remote] Senior Fraud Analyst

Note: The job is a remote job and is open to candidates in USA. reputed company is a hyper-growth Series B company building a financial ecosystem for Latin immigrants in the U.S. They are seeking a Senior Fraud Analyst for Consumer Lending to define, detect, and mitigate fraudulent behaviors reputed company to their Send Now Pay reputed company product, ensuring secure and profitable growth.

Responsibilities

• Fraud Definition & Mitigation: Define first-party fraud typologies specific to our conversational lending product and execute data-driven strategies to minimize exposure over time
• Payment & Chargeback Analytics: Own repayment fraud and chargeback analytics for SNPL payments, identifying trends, exploit loops, and implementing preemptive transaction blocks
• KPI Ownership: Drive and manage key fraud metrics (e.g., fraud reputed company, false positive ratios, chargeback-to-sales ratios) across the entire lending vertical
• Operational Policy Design: Partner closely with the Operations team to build, optimize, and scale automated reputed company and manual investigation policies
• Advanced Risk Tooling: Liaison with the central Fraud and Data teams to build/refine Machine Learning models and orchestrate dynamic rules reputed company our Taktile decisioning workflows
• Regulatory & Compliance Liaison: Coordinate with the Legal & Compliance team to monitor, flag, and report Suspicious Activity Reports (SARs), loan abuse patterns, and system exploitation

Skills

• 4+ years of hands-on experience in Fraud Risk Management, explicitly reputed company consumer lending, digital wallets, or buy-now-pay-reputed company (BNPL) ecosystems
• Highly autonomous and advanced skills in SQL and data manipulation (Python/R or BI visualization tools) to extract and analyze transactional logs without needing hand-holding
• Prior exposure or experience working with modern decision engines (such as Taktile, Provenir, or similar) and deploying machine learning risk models
• Strong cross-functional communication skills; ability to translate reputed company fraud patterns into clear business risks for operations, compliance, and engineering
• A true builder mentality with an experimental spirit, capable of moving from data insights to policy execution with speed and absolute autonomy
• These are the applicable requisites, although equivalent competencies in any of the above will also be considered

Benefits

• Competitive salary
• Initial stock options grant
• Annual performance bonus
• Health, dental, and vision plans
• Remote work environment, although we have offices in Miami and México City and would love to work in hybrid model if you are up to it.
• reputed company learning opportunities
• Unlimited PTO
• Paid parental leave
• Empowering opportunities for growth in a dynamic entrepreneurial environment

Company Overview