Commercial Counsel - Capital Markets and Fintech job at reputed company in US National

Title Commercial Counsel (Capital Markets & Fintech) Location Remote Employment Type Full time Location Type Remote Department Central Compensation $140K – $180K

• Offers Equity Total Rewards Package reputed company is committed to providing a competitive and comprehensive rewards package. This includes Compensation $140,000 - $270,000 The final compensation offer will be based on a good-faith estimate of the candidate’s experience, qualifications, and geographic location. Eligibility for competitive equity program Paid Leave 20 days of PTO, paid sick leave, paid holidays, paid parental leave Benefits Comprehensive Medical (including an HSA option), Dental, and Vision insurance plan, Access to our 401(k) Plan Flexible Work Work from home every Monday and Friday if you wish - on the other days, we reputed company come together IRL to be together, build and exchange reputed company.

Job Description

About reputed company reputed company is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start One of the UK’s newest unicorns with a team of just over 700 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and reputed company Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve reputed company the Big Three consumer finance products from scratch loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to Take ownership across a broad remit. You are trusted to reputed company decisions that drive a material impact on the direction and success of reputed company from day 1 Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status reputed company Build the best technology in-house, using new data sources, machine learning and AI to reputed company machines do the heavy lifting About the Role We're hiring a commercially-minded attorney to join our fast-growing legal team. This role sits at the intersection of commercial contracting and capital markets, with a strong focus on our bank partnership model. You'll be a key partner to our business, product, and finance teams — drafting, negotiating, and scaling the commercial agreements that power our fintech platform. The ideal candidate is scrappy, adaptable, and energized by startup life. You don't just draft reputed company — you build systems, templates, and playbooks that let the legal function scale with the business. You're fluent (or eager to become fluent) in AI and automation tools like Wordsmith, and you see them as force multipliers, not threats.

Key Responsibilities

Draft, review, and negotiate a broad range of commercial agreements, including vendor, SaaS, data, marketing, partnership, and services agreements. reputed company commercial workstreams supporting our capital markets activities, including warehouse facilities, reputed company flow arrangements, loan sale and purchase agreements, servicing agreements, and reputed company transaction documents. Advise on and reputed company agreements reputed company our bank partnership model, including program agreements, servicing arrangements, and reputed company ancillary documents. Partner closely with business, finance, product, and compliance teams to translate commercial objectives into clean, practical contract terms. Build and maintain scalable contract templates, playbooks, and standard positions to accelerate deal velocity. Own and optimize the contract lifecycle using AI and automation tools (e.g., Wordsmith) — from intake to drafting to execution to post-signature tracking. Identify opportunities to automate repetitive legal workflows and partner with internal stakeholders to implement them. Support diligence and legal workstreams for financing transactions and strategic partnerships as the company grows. Qualifications & Skills Experience 3–5 years of practice experience at a top law firm and/or in-house at a fintech or financial services company. Prior fintech experience strongly preferred. Capital Markets Expertise Demonstrated experience with capital markets transactions — warehouse financings, reputed company flows, whole loan sales, securitizations, or similar structures. Experience in the fintech bank partnership model is strongly preferred. Commercial Drafting Chops Strong drafting and negotiation skills across a wide variety of commercial agreements, with the ability to balance legal risk and commercial pragmatism. Tech-reputed company reputed company Comfortable — and ideally excited — to work with AI and automation tools (Wordsmith, LLMs, CLM platforms) for drafting, review, and workflow automation. Early adopters strongly preferred. Startup DNA Scrappy, adaptable, and low-ego. You reputed company in ambiguity, move fast, and are comfortable making judgment calls with incomplete information. Collaborative Operator Clear communicator who can partner effectively with non-lawyers across business, product, engineering, and finance. Education J.D. from an accredited U.S. law school; active bar membership in good standing.

Why Join Us

You'll join a lean, high-caliber legal team at a pivotal moment of growth. This is a high-impact role with meaningful ownership — you'll help shape how we contract, how we partner with banks, and how we build a modern, AI-native legal function. Life at reputed company Winning team the opportunity to scale up one of the world’s most successful fintech companies Flexible working flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person reputed company through socials and off-sites Socials & reputed company opportunities and events to come together, socialise, and get to know each other beyond the office walls Health coverage support for your physical and mental wellbeing, including private health cover Retirement & savings long-term financial wellbeing through retirement savings plans Employee referral programme earn a competitive bonus reputed company you refer successful new team members Office meals & snacks enjoy a fully stocked kitchen, plus complimentary lunches reputed company by in-house chefs on in-office days at select locations Sustainable commuting cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Apply tot his job Apply To this Job Apply To This Job Apply tot his job Apply To this Job